Capital One Venture X Rewards Credit Card vs Southwest Rapid Rewards® Priority Card

Capital One Venture X Rewards Credit CardCapital One Venture X Rewards Credit Card

Capital One

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Southwest Rapid Rewards® Priority CardSouthwest Rapid Rewards® Priority Card

Chase

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Annual Fee
$395
$229
Card Type
Personal
Personal
Rewards Currency
Capital One Miles
Southwest Rapid Rewards
Point Value
1.85¢/pt
1.25¢/pt
Base Earn Rate
2x
1x
Welcome Bonus
75,000 Capital One Miles after $4,000 in 90 days
40,000 Southwest Rapid Rewards after $3,000 in 90 days

Effective return by category

CategoryCapital One Venture X Rewards Credit CardSouthwest Rapid Rewards® Priority Card
Card Travel Portals18.50%
10x
1.25%
1x
Gas Stations3.70%
2x
2.50%
2x
Dining & Restaurants3.70%
2x
2.50%
2x
Everything else3.70%
2x
1.25%
1x

Returns are multiplier × point value, using your “smart” setting. Caps and rotating categories affect real-world earnings.

The better question: which one adds more to your wallet?

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