AARP Essential Rewards Mastercard from Barclays

Earns the most on gas stations and drugstores & pharmacies, about 3.0% back. Everything else earns 1.0%.

Annual fee
None
Welcome bonus
$100 after $500 in 90 days
Rewards
Cash Back

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AARP Essential Rewards Mastercard from Barclays
3.0%back on gas stations

Where it earns

  1. 3.0%
  2. 3.0%
  3. Everywhere else
    1.0%

Rates are cash back per dollar spent. How we value rewards

Card details

Last verified
Nov 5, 2026

Pairs well with

The cards that add the most on top of this one for typical U.S. spending, after their annual fees. Use your own spending

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Fees, credits and offers change often. Check Barclays’s page for current terms before you apply.