5% rotating categories calendar
Cards like Chase Freedom Flex and Discover it pay 5% on categories that change every quarter — but only after you activate. Here's what's on now and next, with reminders so you never miss an activation.
Q4 2026 THIS QUARTER
- 5x on Charity & Donations
- 5x on Dining & Restaurants
- 5x on Groceries
Up to $1,500 in combined purchases this quarter. Activate in your Chase account to earn the bonus. American Red Cross donations only · Activation required · $1,500 cap shared across all Q4 categories
- 5x on Dining & Restaurants
- 5x on Entertainment
- 5x on Internet & Cable
- 5x on Phone & Wireless
- 5x on Utilities
Up to $1,500 in combined purchases this quarter. Activate in your Discover account to earn the bonus. Dine-in, takeout, and delivery · Activation required · $1,500 cap shared across all Q4 categories
- 5x on Dining & Restaurants
- 5x on Entertainment
- 5x on Internet & Cable
- 5x on Phone & Wireless
- 5x on Utilities
Up to $1,500 in combined purchases this quarter. Activate in your Discover account to earn the bonus. Dine-in, takeout, and delivery · Activation required · $1,500 cap shared across all Q4 categories
- 5x on Dining & Restaurants
- 5x on Entertainment
- 5x on Internet & Cable
- 5x on Phone & Wireless
- 5x on Utilities
Up to $1,500 in combined purchases this quarter. Activate in your Discover account to earn the bonus. Dine-in, takeout, and delivery · Activation required · $1,500 cap shared across all Q4 categories
Add to your calendar
A free calendar that updates itself every quarter with the new categories.
Get an email when categories change
Four emails a year. Unsubscribe anytime.
Other quarters
Categories come from the issuers' announcements and are checked every week. Always confirm in your issuer account — activation deadlines and exclusions apply.

