Best Cards for Streaming Services

Our assessment of cards ranked by effective return percentage. We calculate points × redemption value to show you the estimated earning potential.

Rankings and valuations reflect PayWithThis’s own editorial methodology. PayWithThis is independent and not affiliated with any issuer. Verify current terms with the issuer before applying.

1
Chase Sapphire Preferred® Card
$95/year•Chase Ultimate Rewards

3x points on select streaming services

6.00%
effective return
DetailsLearn More
2
Blue Business® Plus Credit Card from American Express
No Annual Fee•Membership Rewards
4.00%
effective return
DetailsLearn More
3
Capital One Spark Miles for Business
$95/year•Capital One Miles
3.70%
effective return
DetailsLearn More
4
Capital One Venture Rewards Credit Card
$95/year•Capital One Miles
3.70%
effective return
DetailsLearn More
5
Capital One Venture X Rewards Credit Card
$395/year•Capital One Miles
3.70%
effective return
DetailsLearn More
6
Chase Freedom Unlimited®
No Annual Fee•Chase Ultimate Rewards
3.00%
effective return
DetailsLearn More
7
Capital One SavorOne Cash Rewards Credit Card
$39/year•Cash Back
3.00%
effective return
DetailsLearn More
8
Capital One Savor Cash Rewards Credit Card
No Annual Fee•Cash Back
3.00%
effective return
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9
Wells Fargo Autograph℠ Card
No Annual Fee•Wells Fargo Rewards
3.00%
effective return
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10
Citi Strata Elite℠ Card
$595/year•ThankYou Points
2.85%
effective return
DetailsLearn More

Our Methodology

We rank cards by effective return percentage, calculated as:

Effective Return = Category Multiplier × Base Point Valuation

This normalizes points, miles, and cash back into a single comparable metric.