Best credit cards for Streaming
Top pick: the American Express® Blue Cash Preferred® Card at about 6.0% back.
Select streaming services (each card has its own eligible list)
if you pick it as your bonus category · 5% on your two chosen categories (first $2,000 combined each quarter) — also offered: fast food, sporting goods, select clothing and furniture stores
What does a “cap” mean?
Some bonuses only apply up to a spending limit — say 6% on the first $6,000 a year at U.S. supermarkets. Past the cap, the card earns its base rate (often 1%). Log your spend in your wallet and our answers switch to your next best card once a cap is used up.
What's a point worth?
Points aren't dollars. A Chase, Amex, Citi or Capital One point is worth about 1¢ as cash back, and often 1.5–2¢ or more when you move it to an airline or hotel partner. Our rates use your setting — Smart (travel value only when you hold a card that unlocks transfers), Cash value or Travel value. See how we rank.
All cards ranked for streaming
- 1American Express® Blue Cash Preferred® Card$95/yr · Select streaming services (each card has its own eligible list)6.0%6% back
- 2Chase Sapphire Preferred® Card$95/yr · 3x points on select streaming services6.0%3x points
- 3U.S. Bank Cash+® Visa Signature® CardNo annual fee · if you pick it as your bonus category · 5% on your two chosen categories (first $2,000 combined each quarter) — also offered: fast food, sporting goods, select clothing and furniture stores5.0%5% back
- 4Bilt Palladium Card$495/yr · Base rate on everything4.0%2x points
- 5Capital One Venture Rewards Credit Card$95/yr · Base rate on everything3.7%2x points
- 6Capital One Venture X Rewards Credit Card$395/yr · Base rate on everything3.7%2x points
- 73.0%3% back
- 8Wells Fargo Autograph℠ CardNo annual fee3.0%3x points
- 9Citi Strata℠ CardNo annual fee · if you pick it as your bonus category · 3x on your Self-Select category (fitness clubs, select streaming, live entertainment, cosmetic stores/salons, pet supply)3.0%3x points
- 10Capital One Savor Cash Rewards Credit CardNo annual fee3.0%3% back
Show all 87 cards
- 11Robinhood Gold Card$50/yr · Base rate on everything3.0%3% back
- 12Capital One Savor Student Cash Rewards Credit CardNo annual fee3.0%3% back
- 13Atmos™ Rewards Ascent Visa Signature®$95/yr · Select streaming services (each card has its own eligible list)2.9%2x points
- 14Citi Strata Elite℠ Card$595/yr · Base rate on everything2.8%1.5x points
- 15United Quest℠ Card$350/yr2.7%2x points
- 16PenFed Platinum Rewards Visa Signature® CardNo annual fee2.5%3x points
- 17Capital One VentureOne Rewards Credit CardNo annual fee · Base rate on everything2.3%1.25x points
- 18U.S. Bank Altitude® Go Visa Signature® CardNo annual fee2.0%2x points
- 19SoFi Unlimited 2% Credit CardNo annual fee · Base rate on everything2.0%2% back
- 20Apple CardNo annual fee · Base rate on everything2.0%2% back
- 21Citi Double Cash® CardNo annual fee · Base rate on everything2.0%2% back
- 22Wells Fargo Active Cash® CardNo annual fee · Base rate on everything2.0%2% back
- 23Bread Cashback® American Express® Credit CardNo annual fee · Base rate on everything2.0%2% back
- 24American Express® Gold Card$325/yr · Base rate on everything2.0%1x points
- 25Chase Sapphire Reserve®$795/yr · Base rate on everything2.0%1x points
- 26American Express® Green Card$150/yr · Base rate on everything2.0%1x points
- 27Bilt Blue CardNo annual fee · Base rate on everything2.0%1x points
- 28Bilt Obsidian Card$95/yr · Base rate on everything2.0%1x points
- 29The Platinum Card® from American Express$895/yr · Base rate on everything2.0%1x points
- 30Citi Strata Premier℠ Card$95/yr · Base rate on everything1.9%1x points
- 31World of Hyatt Credit Card$95/yr · Base rate on everything1.7%1x points
- 32Citi® / AAdvantage® Globe™ Mastercard®$350/yr · Base rate on everything1.6%1x points
- 33Citi® / AAdvantage® Executive World Elite Mastercard®$595/yr · Base rate on everything1.6%1x points
- 34Citi® / AAdvantage® Platinum Select® World Elite Mastercard®$99/yr · Base rate on everything1.6%1x points
- 35Capital One Quicksilver Cash Rewards Credit CardNo annual fee · Base rate on everything1.5%1.5% back
- 36Bank of America® Premium Rewards® Elite Credit Card$550/yr · Base rate on everything1.5%1.5x points
- 37Hilton Honors American Express Surpass® Card$150/yr · Base rate on everything1.5%3x points
- 38Hilton Honors American Express CardNo annual fee · Base rate on everything1.5%3x points
- 39Bank of America® Travel Rewards Credit CardNo annual fee · Base rate on everything1.5%1.5x points
- 40Bank of America® Premium Rewards® Credit Card$95/yr · Base rate on everything1.5%1.5x points
- 41Discover it® MilesNo annual fee · Base rate on everything1.5%1.5x points
- 42Hilton Honors American Express Aspire Card$550/yr · Base rate on everything1.5%3x points
- 43QuicksilverOne Rewards$39/yr · Base rate on everything1.5%1.5% back
- 44Chase Freedom Rise® Credit CardNo annual fee · Base rate on everything1.5%1.5x points
- 45IHG One Rewards Premier Select Credit Card$350/yr · Base rate on everything1.5%3x points
- 46Chase Freedom Unlimited®No annual fee · Base rate on everything1.5%1.5x points
- 47Bank of America® Unlimited Cash Rewards Credit CardNo annual fee · Base rate on everything1.5%1.5% back
- 48OnePay CashRewards CardNo annual fee · Base rate on everything1.5%1.5% back
- 49Capital One Quicksilver Secured Cash Rewards Credit CardNo annual fee · Base rate on everything1.5%1.5% back
- 50IHG One Rewards Premier Credit Card$150/yr · Base rate on everything1.5%3x points
- 51Marriott Bonvoy Bountiful™ Card$250/yr · Base rate on everything1.4%2x points
- 52Marriott Bonvoy Bevy™ American Express® Card$250/yr · Base rate on everything1.4%2x points
- 53Marriott Bonvoy Bold® Credit CardNo annual fee · 2x on select streaming1.4%2x points
- 54Marriott Bonvoy Brilliant® American Express® Card$650/yr · Base rate on everything1.4%2x points
- 55Marriott Bonvoy Boundless® Credit Card$95/yr · Base rate on everything1.4%2x points
- 56United℠ Explorer Card$150/yr · Base rate on everything1.4%1x points
- 57United Club℠ Card$695/yr · Base rate on everything1.4%1x points
- 58United Gateway CardNo annual fee · Base rate on everything1.4%1x points
- 59JetBlue Plus Card$99/yr · Base rate on everything1.3%1x points
- 60Southwest Rapid Rewards® Plus Credit Card$97/yr · Base rate on everything1.3%1x points
- 61Southwest Rapid Rewards® Premier Credit Card$99/yr · Base rate on everything1.3%1x points
- 62Southwest Rapid Rewards® Priority Card$229/yr · Base rate on everything1.3%1x points
- 63Wyndham Rewards Earner® Plus Card$75/yr · Base rate on everything1.1%1x points
- 64Delta SkyMiles® Blue American Express CardNo annual fee · Base rate on everything1.1%1x points
- 65Delta SkyMiles® Gold American Express Card$150/yr · Base rate on everything1.1%1x points
- 66Delta SkyMiles® Reserve American Express Card$650/yr · Base rate on everything1.1%1x points
- 67Delta SkyMiles® Platinum American Express Card$350/yr · Base rate on everything1.1%1x points
- 68Chase Freedom Flex®No annual fee · Base rate on everything1.0%1x points
- 69Blue Cash Everyday® Card from American ExpressNo annual fee · Base rate on everything1.0%1% back
- 70Discover it® Cash BackNo annual fee · Base rate on everything1.0%1% back
- 71AT&T Points Plus® Card from CitiNo annual fee · Base rate on everything1.0%1x points
- 72Amazon Prime VisaNo annual fee · Base rate on everything1.0%1% back
- 73Costco Anywhere Visa® Card by CitiNo annual fee · Base rate on everything1.0%1% back
- 74Navy Federal More Rewards American Express® CardNo annual fee · Base rate on everything1.0%1x points
- 75Cashback Rewards Plus American Express® CardNo annual fee · Base rate on everything1.0%1% back
- 76Bank of America® Customized Cash Rewards Credit CardNo annual fee · Base rate on everything1.0%1% back
- 77Barclays View™ Mastercard®No annual fee · Base rate on everything1.0%1% back
- 78Navy Federal Flagship Premier Visa Signature$95/yr · Base rate on everything1.0%1x points
- 79Wells Fargo Autograph Journey℠ Card$95/yr · Base rate on everything1.0%1x points
- 80Discover it® Chrome Gas & Restaurants Credit CardNo annual fee · Base rate on everything1.0%1% back
- 81Robinhood Platinum Card$695/yr · Base rate on everything1.0%1% back
- 82Discover it® Secured Cash BackNo annual fee · Base rate on everything1.0%1% back
- 83Discover it® Student Cash BackNo annual fee · Base rate on everything1.0%1% back
- 84Discover it® Student ChromeNo annual fee · Base rate on everything1.0%1% back
- 85IHG One Rewards Credit CardNo annual fee · Base rate on everything1.0%2x points
- 86Wells Fargo Reflect® CardNo annual fee · No rewards — this card is built for its 0% intro APR0.0%No rewards
- 87Citi Simplicity® CardNo annual fee · No rewards — this card is built for its 0% intro APR0.0%No rewards
Popular streaming merchants
Common questions
What's the best credit card for streaming?
Right now the American Express® Blue Cash Preferred® Card earns the most on streaming: about 6.0% back. With no annual fee, the U.S. Bank Cash+® Visa Signature® Card earns about 5.0%.
What counts as streaming?
Streaming subscriptions — Netflix, Spotify, Disney+, YouTube TV, Max, Hulu and more.
What doesn't count as streaming?
Each card has its own list of eligible services, and subscriptions billed through Apple, Google or Amazon may not count.
Rates are effective value per dollar (points × what a point is worth to you — see how we rank). PayWithThis is independent and not affiliated with any issuer. Verify current terms with the issuer before applying.

