Bank of America® Unlimited Cash Rewards Credit Card
Bank of America

Bank of America® Unlimited Cash Rewards Credit Card

Annual Fee
No Annual Fee
Points Currency
Cash Back
Base Value
1.00¢/pt
Welcome Bonus
$200 after $1,000 in 90 days
Best For
All Other Purchases

Best Categories for This Card

1.50%
effective

All Other Purchases

1.5x Cash Back

Complete Rewards Breakdown

CategoryMultiplierTypeCapEffective Return
Everywhere else
1.5xOngoing—1.50%

Card details

Network
Visa
Foreign transaction fee
Yes (usually ~3%)
Credit usually needed
Good (about 670+)

Pairs well with

Cards that add the most on top of this one for typical U.S. spending, after their annual fees. Use your own spending →

Citi Strata Premier℠ Card
+$550/yr
Capital One Venture Rewards Credit Card
+$541/yr
American Express® Gold Card
+$396/yr

How it stacks up

vs Bank of America® Customized Cash Rewards Credit Card

Want more details?

Fees, benefits, and current offers change frequently. Visit Bank of America’s official page for the most up-to-date terms straight from the issuer.

View on Bank of America’s site

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