Robinhood
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Robinhood Gold Card
Robinhood

Robinhood Gold Card

Annual Fee
$50
Points Currency
Cash Back
Base Value
1.00¢/pt
Best For
All Other Purchases

Best Categories for This Card

3.00%
effective

All Other Purchases

3x Cash Back

Complete Rewards Breakdown

CategoryMultiplierTypeCapEffective Return
Everywhere else
3xOngoing—3.00%

Card details

Network
Visa
Foreign transaction fee
Yes (usually ~3%)
Credit usually needed
Good (about 670+)
Good to know
Join the waitlist in the Robinhood app. Requires Robinhood Gold ($50/yr or $5/mo), counted here as the annual fee — the card itself has none. Accounts opened since July 1, 2026 pay a 3% foreign transaction fee.
Last verified
Oct 12, 2026

Pairs well with

Cards that add the most on top of this one for typical U.S. spending, after their annual fees. Use your own spending →

Citi Strata Premier℠ Card
+$281/yr
American Express® Gold Card
+$155/yr
Wyndham Rewards Earner® Plus Card
+$146/yr

Want more details?

Fees, benefits, and current offers change frequently. Visit Robinhood’s official page for the most up-to-date terms straight from the issuer.

View on Robinhood’s site

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