Robinhood
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Robinhood Platinum Card
Robinhood

Robinhood Platinum Card

Annual Fee
$695
Points Currency
Cash Back
Base Value
1.00¢/pt
Best For
Card Travel Portals

Best Categories for This Card

5.00%
effective

Card Travel Portals

5x Cash Back

10% on hotels and 5% on flights booked in the Robinhood app

5.00%
effective

Dining & Restaurants

5x Cash Back

5% cash back on dining

1.00%
effective

All Other Purchases

1x Cash Back

Complete Rewards Breakdown

CategoryMultiplierTypeCapEffective Return
Card Travel Portals5xOngoing—5.00%
Dining & Restaurants5xOngoing—5.00%
Everywhere else
1xOngoing—1.00%

Statement credits

Up to $1,300 a year if you use every one (annual fee: $695). Track them in your wallet.

$250 twice a year · Hotel credit
Premium hotels booked in the Robinhood app, plus $100 on-property credit per stay
$150 twice a year · Flight credit
Flights booked in the app or directly with the airline
$250/yr · Restaurant credit
15,000+ eligible restaurants; allotted monthly
$250/yr · Waymo credit
Waymo rides; allotted monthly

Card details

Network
Visa
Foreign transaction fee
None
Credit usually needed
Excellent (about 740+)
Good to know
Request access from Robinhood. Includes Robinhood Gold, plus credits for hotels ($700), flights ($300), restaurants ($250), Waymo ($250) and DoorDash.
Last verified
Oct 12, 2026

Pairs well with

Cards that add the most on top of this one for typical U.S. spending, after their annual fees. Use your own spending →

Capital One Venture Rewards Credit Card
+$589/yr
Citi Strata Premier℠ Card
+$550/yr
Robinhood Gold Card
+$456/yr

How it stacks up

vs Chase Sapphire Reserve®vs American Express® Gold Cardvs Citi Strata Elite℠ Cardvs The Platinum Card® from American Express

Want more details?

Fees, benefits, and current offers change frequently. Visit Robinhood’s official page for the most up-to-date terms straight from the issuer.

View on Robinhood’s site

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