Best Categories for This Card
Card Travel Portals
5x on travel booked through Chase Travel
Chase Travel
5x on travel booked through Chase Travel
Dining & Restaurants
3x points on dining worldwide
Streaming
3x points on select streaming services
Gas Stations
EV Charging
Travel
2x points on travel purchases
Rideshare & Transit
2x on other travel, including rideshare, transit, tolls and parking
Complete Rewards Breakdown
| Category | Multiplier | Type | Cap | Effective Return |
|---|---|---|---|---|
| Card Travel Portals | 5x | Ongoing | — | 10.00% |
| Chase TravelMerchant | 5x | Ongoing | — | 10.00% |
| Dining & Restaurants | 3x | Ongoing | — | 6.00% |
| Streaming | 3x | Ongoing | — | 6.00% |
| Gas Stations | 3x | Ongoing | — | 6.00% |
| EV Charging | 3x | Ongoing | — | 6.00% |
| Travel | 2x | Ongoing | — | 4.00% |
| Rideshare & Transit | 2x | Ongoing | — | 4.00% |
Everywhere else | 1x | Ongoing | — | 2.00% |
Statement credits
Up to $130 a year if you use every one (annual fee: $95). Track them in your wallet.
Card details
- Network
- Visa
- Foreign transaction fee
- None
- Credit usually needed
- Good (about 670+)
- What a point is worth
- 1.00¢ as cash · up to 2.00¢ via transfer partners
- Last verified
- Oct 15, 2026
What's a point worth?
Points aren't dollars. A Chase, Amex, Citi or Capital One point is worth about 1¢ as cash back, and often 1.5–2¢ or more when you move it to an airline or hotel partner. Our rates use your setting — Smart (travel value only when you hold a card that unlocks transfers), Cash value or Travel value. See how we rank.
Downgrade options: Chase Freedom Unlimited®, Chase Freedom Flex®, Chase Sapphire Reserve® — a product change keeps your account history if this card stops earning its fee.
Recent changes
- Oct 11, 2026EV Charging: 2x → 3x · source: creditcards.chase.com
- Oct 11, 2026Gas Stations: 1x → 3x · source: creditcards.chase.com
Pairs well with
Cards that add the most on top of this one for typical U.S. spending, after their annual fees. Use your own spending →
Want more details?
Fees, benefits, and current offers change frequently. Visit Chase’s official page for the most up-to-date terms straight from the issuer.
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