Best Categories for This Card
3.10%
effective
Dining & Restaurants
2x AAdvantage Miles
3.10%
effective
Food Delivery
2x AAdvantage Miles
3.10%
effective
Gas Stations
2x AAdvantage Miles
3.10%
effective
American Airlines
2x AAdvantage Miles
1.55%
effective
All Other Purchases
1x AAdvantage Miles
Complete Rewards Breakdown
| Category | Multiplier | Type | Cap | Effective Return |
|---|---|---|---|---|
| Dining & Restaurants | 2x | Ongoing | — | 3.10% |
| Food Delivery | 2x | Ongoing | — | 3.10% |
| Gas Stations | 2x | Ongoing | — | 3.10% |
| American AirlinesMerchant | 2x | Ongoing | — | 3.10% |
Everywhere else | 1x | Ongoing | — | 1.55% |
Card details
- Network
- Mastercard
- Foreign transaction fee
- None
- Credit usually needed
- Good (about 670+)
What's a point worth?
Points aren't dollars. A Chase, Amex, Citi or Capital One point is worth about 1¢ as cash back, and often 1.5–2¢ or more when you move it to an airline or hotel partner. Our rates use your setting — Smart (travel value only when you hold a card that unlocks transfers), Cash value or Travel value. See how we rank.
Pairs well with
Cards that add the most on top of this one for typical U.S. spending, after their annual fees. Use your own spending →
Want more details?
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