Citi® / AAdvantage® Platinum Select® World Elite Mastercard® vs Citi Custom Cash® Card

Citi® / AAdvantage® Platinum Select® World Elite Mastercard®Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

Citi

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Citi Custom Cash® CardCiti Custom Cash® Card

Citi

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Annual Fee
$99
No Annual Fee
Card Type
Personal
Personal
Rewards Currency
AAdvantage Miles
Cash Back
Point Value
1.55¢/pt
1.00¢/pt
Base Earn Rate
1x
1x
Welcome Bonus
80,000 AAdvantage Miles after $3,500 in 120 days
$200 after $1,500 in 180 days

Effective return by category

CategoryCiti® / AAdvantage® Platinum Select® World Elite Mastercard®Citi Custom Cash® Card
Dining & Restaurants3.10%
2x
5.00%
5x · $500 cap
Gas Stations3.10%
2x
5.00%
5x · $500 cap
Groceries1.55%
1x
5.00%
5x · $500 cap
Select Streaming1.55%
1x
5.00%
5x · $500 cap
Drugstores & Pharmacies1.55%
1x
5.00%
5x · $500 cap
Home Improvement1.55%
1x
5.00%
5x · $500 cap
Gym & Fitness1.55%
1x
5.00%
5x · $500 cap
Food Delivery3.10%
2x
1.00%
1x
Everything else1.55%
1x
1.00%
1x

Returns use our default point valuations — multiplier × point value. Caps and rotating categories affect real-world earnings.

The better question: which one adds more to your wallet?

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