Best Categories for This Card
5.00%
effective
Dining & Restaurants
5x Cash Back$500 cap
5% on top eligible spend category each billing cycle
5.00%
effective
Gas Stations
5x Cash Back$500 cap
5% on top eligible spend category each billing cycle
5.00%
effective
Groceries
5x Cash Back$500 cap
5% on top eligible spend category each billing cycle
5.00%
effective
Drugstores & Pharmacies
5x Cash Back$500 cap
5% on top eligible spend category each billing cycle
5.00%
effective
Home Improvement
5x Cash Back$500 cap
5% on top eligible spend category each billing cycle
5.00%
effective
Gym & Fitness
5x Cash Back$500 cap
5% on top eligible spend category each billing cycle
5.00%
effective
Select Streaming
5x Cash Back$500 cap
5% on top eligible spend category each billing cycle
1.00%
effective
All Other Purchases
1x Cash Back
Complete Rewards Breakdown
| Category | Multiplier | Type | Cap | Effective Return |
|---|---|---|---|---|
| Dining & Restaurants | 5x | Ongoing | $500 cap | 5.00% |
| Gas Stations | 5x | Ongoing | $500 cap | 5.00% |
| Groceries | 5x | Ongoing | $500 cap | 5.00% |
| Drugstores & Pharmacies | 5x | Ongoing | $500 cap | 5.00% |
| Home Improvement | 5x | Ongoing | $500 cap | 5.00% |
| Gym & Fitness | 5x | Ongoing | $500 cap | 5.00% |
| Select Streaming | 5x | Ongoing | $500 cap | 5.00% |
Everywhere else | 1x | Ongoing | — | 1.00% |