Best Categories for This Card
Streaming
Direct at DisneyPlus.com, Hulu.com or Stream.ESPN.com
Dining & Restaurants
Gas Stations
Groceries
All Other Purchases
Complete Rewards Breakdown
| Category | Multiplier | Type | Cap | Effective Return |
|---|---|---|---|---|
| Streaming | 5x | Ongoing | — | 5.00% |
| Dining & Restaurants | 2x | Ongoing | — | 2.00% |
| Gas Stations | 2x | Ongoing | — | 2.00% |
| Groceries | 2x | Ongoing | — | 2.00% |
Everywhere else | 1x | Ongoing | — | 1.00% |
Card details
- Last verified
- Oct 15, 2026
What's a point worth?
Points aren't dollars. A Chase, Amex, Citi or Capital One point is worth about 1¢ as cash back, and often 1.5–2¢ or more when you move it to an airline or hotel partner. Our rates use your setting — Smart (travel value only when you hold a card that unlocks transfers), Cash value or Travel value. See how we rank.
Pairs well with
Cards that add the most on top of this one for typical U.S. spending, after their annual fees. Use your own spending →
Want more details?
Fees, benefits, and current offers change frequently. Visit Chase’s official page for the most up-to-date terms straight from the issuer.
View on Chase’s siteThis link opens Chase’s website in a new tab. PayWithThis is not affiliated with Chase and receives no compensation for this link.