Discover it® Cash Back
Discover

Discover it® Cash Back

Annual Fee
No Annual Fee
Points Currency
Cash Back
Base Value
1.00¢/pt
Best For
Dining & Restaurants
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Best Categories for This Card

5.00%
effective

Dining & Restaurants

5x Cash Back$1,500 cap
Rotating (Quarterly)

Requires Activation

5.00%
effective

Home Improvement

5x Cash Back$1,500 cap
Rotating (Quarterly)

Requires Activation

1.00%
effective

All Other Purchases

1x Cash Back

Complete Rewards Breakdown

CategoryMultiplierTypeCapEffective Return
Dining & Restaurants5xRotating (Quarterly)$1,500 cap5.00%
Home Improvement5xRotating (Quarterly)$1,500 cap5.00%
Everywhere else
1xOngoing—1.00%

Want more details?

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