Discover it® Cash Back
Discover

Discover it® Cash Back

Annual Fee
No Annual Fee
Points Currency
Cash Back
Base Value
1.00¢/pt
Welcome Bonus
$100 with any purchase in 90 days
Best For
EV Charging

This Quarter (Q3 2026)

5x Airfare
Up to $1,500 this quarter · Flights · Activation required · $1,500 cap shared across all Q3 categories
5x Drugstores & Pharmacies
Up to $1,500 this quarter · Activation required · $1,500 cap shared across all Q3 categories
5x EV Charging
Up to $1,500 this quarter · Activation required · $1,500 cap shared across all Q3 categories
5x Gas Stations
Up to $1,500 this quarter · Activation required · $1,500 cap shared across all Q3 categories
5x Transit & Rideshare
Up to $1,500 this quarter · Transportation · Activation required · $1,500 cap shared across all Q3 categories

Best Categories for This Card

5.00%
effective

EV Charging

5x Cash Back$1,500 cap
Rotating (Quarterly)

This quarter (Q3 2026) · Activation required · $1,500 cap shared across all Q3 categories

5.00%
effective

Gas Stations

5x Cash Back$1,500 cap
Rotating (Quarterly)

This quarter (Q3 2026) · Activation required · $1,500 cap shared across all Q3 categories

5.00%
effective

Airfare

5x Cash Back$1,500 cap
Rotating (Quarterly)

This quarter (Q3 2026) · Flights · Activation required · $1,500 cap shared across all Q3 categories

5.00%
effective

Transit & Rideshare

5x Cash Back$1,500 cap
Rotating (Quarterly)

This quarter (Q3 2026) · Transportation · Activation required · $1,500 cap shared across all Q3 categories

5.00%
effective

Drugstores & Pharmacies

5x Cash Back$1,500 cap
Rotating (Quarterly)

This quarter (Q3 2026) · Activation required · $1,500 cap shared across all Q3 categories

1.00%
effective

All Other Purchases

1x Cash Back

Complete Rewards Breakdown

CategoryMultiplierTypeCapEffective Return
EV Charging5xRotating (Quarterly)$1,500 cap5.00%
Gas Stations5xRotating (Quarterly)$1,500 cap5.00%
Airfare5xRotating (Quarterly)$1,500 cap5.00%
Transit & Rideshare5xRotating (Quarterly)$1,500 cap5.00%
Drugstores & Pharmacies5xRotating (Quarterly)$1,500 cap5.00%
Everywhere else
1xOngoing1.00%

How it stacks up

vs Citi Custom Cash® Cardvs Chase Freedom Flex®vs Wells Fargo Autograph℠ Cardvs Chase Freedom Unlimited®

Want more details?

Fees, benefits, and current offers change frequently. Visit Discover’s official page for the most up-to-date terms straight from the issuer.

View on Discover’s site

This link opens Discover’s website in a new tab. PayWithThis is not affiliated with Discover and receives no compensation for this link.