Best Categories for This Card
8.00%
effective
Dining & Restaurants
4x Membership Rewards
4x points at restaurants worldwide
8.00%
effective
Groceries
4x Membership Rewards$25,000 cap
4x points at US supermarkets (up to $25,000/year)
6.00%
effective
Travel
3x Membership Rewards
3x points on flights booked directly with airlines
2.00%
effective
Gas Stations
1x Membership Rewards
1x points on gas (base rate)
2.00%
effective
Streaming Services
1x Membership Rewards
1x points on streaming (base rate)
2.00%
effective
All Other Purchases
1x Membership Rewards
Complete Rewards Breakdown
| Category | Multiplier | Type | Cap | Effective Return |
|---|---|---|---|---|
| Dining & Restaurants | 4x | Ongoing | — | 8.00% |
| Groceries | 4x | Ongoing | $25,000 cap | 8.00% |
| Travel | 3x | Ongoing | — | 6.00% |
| Gas Stations | 1x | Ongoing | — | 2.00% |
| Streaming Services | 1x | Ongoing | — | 2.00% |
Everywhere else | 1x | Ongoing | — | 2.00% |
Ready to Apply?
Start earning up to 8.00% in Membership Rewards.
Learn More About American Express® Gold Card