Bread Cashback® American Express® Credit Card
Bread Financial

Bread Cashback® American Express® Credit Card

Annual Fee
No Annual Fee
Points Currency
Cash Back
Base Value
1.00¢/pt
Best For
All Other Purchases
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Best Categories for This Card

2.00%
effective

All Other Purchases

2x Cash Back

Complete Rewards Breakdown

CategoryMultiplierTypeCapEffective Return
Everywhere else
2xOngoing—2.00%

Card details

Network
American Express
Credit usually needed
Good (about 670+)
Last verified
Oct 11, 2026

Pairs well with

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Want more details?

Fees, benefits, and current offers change frequently. Visit Bread Financial’s official page for the most up-to-date terms straight from the issuer.

View on Bread Financial’s site

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