PenFed Platinum Rewards Visa Signature® Card
PenFed

PenFed Platinum Rewards Visa Signature® Card

Annual Fee
No Annual Fee
Points Currency
PenFed Points
Base Value
0.85¢/pt
Best For
EV Charging
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Best Categories for This Card

4.25%
effective

EV Charging

5x PenFed Points
4.25%
effective

Gas Stations

5x PenFed Points
2.55%
effective

Dining & Restaurants

3x PenFed Points
2.55%
effective

Groceries

3x PenFed Points
2.55%
effective

Streaming Services

3x PenFed Points
0.85%
effective

All Other Purchases

1x PenFed Points

Complete Rewards Breakdown

CategoryMultiplierTypeCapEffective Return
EV Charging5xOngoing—4.25%
Gas Stations5xOngoing—4.25%
Dining & Restaurants3xOngoing—2.55%
Groceries3xOngoing—2.55%
Streaming Services3xOngoing—2.55%
Everywhere else
1xOngoing—0.85%

Want more details?

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