No rewards — this card is for paying down a balance
0% intro APR for 21 months from account opening on purchases and qualifying balance transfers (transfers within 120 days), then a variable APR Use it for the intro APR, then put everyday spending on a card that earns — see the best cards by category.
Card details
- Network
- Visa
- Foreign transaction fee
- Yes (usually ~3%)
- Credit usually needed
- Good (about 670+)
- Intro APR
- 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers (transfers within 120 days), then a variable APR
- Last verified
- Oct 12, 2026
Pairs well with
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How it stacks up
Want more details?
Fees, benefits, and current offers change frequently. Visit Wells Fargo’s official page for the most up-to-date terms straight from the issuer.
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