Capital One Spark 2% Cash
Earns the most on card travel portals, about 5.0% back. Everything else earns 2.0%.
- Annual fee
- $95
- Welcome bonus
- $1,000 cash bonus after $10,000 in 3 months
- Rewards
- Cash Back
- Type
- Business card
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5.0%back on card travel portals
Where it earns
- Hotels, vacation rentals and rental cars booked through Capital One Business Travel.5.0%
- Everywhere else2.0%
Rates are cash back per dollar spent. How we value rewards
Card details
- Last verified
- Oct 29, 2026
Pairs well with
The cards that add the most on top of this one for typical U.S. spending, after their annual fees. Use your own spending
+$405a year
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Compare it with
Fees, credits and offers change often. Check Capital One’s page for current terms before you apply.