Amazon Prime Visa vs GM Rewards Mastercard
GM Rewards Mastercard earns more in 4 of the 5 categories we track. Neither has an annual fee.
The basics
| Detail | Amazon Prime Visa | GM Rewards Mastercard |
|---|---|---|
| Annual fee | None | None |
| Card type | Personal | Personal |
| Rewards | Cash Back | GM Rewards Points |
| Each point is worth | 1.00¢ | 1.00¢ |
| Everywhere else | 1x | 3x |
| Welcome bonus | $150 Amazon Gift Card on approval with an eligible Prime membership | 30,000 bonus points after $1,000 in 90 days |
What each earns
| Category | Amazon Prime Visa | GM Rewards Mastercard |
|---|---|---|
| Card Travel Portals | 5.0% (higher) 5x | 3.0% 3x |
| Gas Stations | 2.0% 2x | 3.0% (higher) 3x |
| Dining & Restaurants | 2.0% 2x | 3.0% (higher) 3x |
| Rideshare & Transit | 2.0% 2x | 3.0% (higher) 3x |
| Everything else | 1.0% 1x | 3.0% (higher) 3x |
Returns are the points per dollar times what a point is worth, using your smart setting. Caps and rotating categories change what you actually earn. How we value rewards
The better question is which one adds more to the cards you already have.
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