Amazon Prime Visa vs Instacart Mastercard®

Amazon Prime VisaAmazon Prime Visa

Chase

Loading...
Instacart Mastercard®Instacart Mastercard®

Chase

Loading...
Annual Fee
No Annual Fee
No Annual Fee
Card Type
Personal
Personal
Rewards Currency
Cash Back
Cash Back
Point Value
1.00¢/pt
1.00¢/pt
Base Earn Rate
1x
1x
Welcome Bonus
$150 with any purchase in 365 days
$50 Instacart credit on approval (Instacart only)

Effective return by category

CategoryAmazon Prime VisaInstacart Mastercard®
Card Travel Portals5.00%
5x
5.00%
5x
Gas Stations2.00%
2x
2.00%
2x
Dining & Restaurants2.00%
2x
2.00%
2x
Rideshare & Transit2.00%
2x
1.00%
1x
Streaming1.00%
1x
2.00%
2x
Everything else1.00%
1x
1.00%
1x

Returns are multiplier × point value, using your “smart” setting. Caps and rotating categories affect real-world earnings.

The better question: which one adds more to your wallet?

Ask the Advisor