AT&T Points Plus® Card from Citi vs Truist Enjoy Cash Secured
Truist Enjoy Cash Secured earns more in 1 of the 5 categories we track. Neither has an annual fee.
The basics
| Detail | AT&T Points Plus® Card from Citi | Truist Enjoy Cash Secured |
|---|---|---|
| Annual fee | None | None |
| Card type | Personal | Personal |
| Rewards | ThankYou Points | Cash Back |
| Each point is worth | 1.00¢ | 1.00¢ |
| Everywhere else | 1x | 1x |
| Welcome bonus | $200 statement credit after $1,000 in 90 days | — |
What each earns
| Category | AT&T Points Plus® Card from Citi | Truist Enjoy Cash Secured |
|---|---|---|
| Gas Stations | 3.0% 3x | 3.0% 3x, up to $1,000 |
| EV Charging | 3.0% 3x | 3.0% 3x, up to $1,000 |
| Groceries | 2.0% 2x | 2.0% 2x, up to $1,000 |
| Utilities | 1.0% 1x | 2.0% (higher) 2x, up to $1,000 |
| Everything else | 1.0% 1x | 1.0% 1x |
Returns are the points per dollar times what a point is worth, using your smart setting. Caps and rotating categories change what you actually earn. How we value rewards
The better question is which one adds more to the cards you already have.
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