Bank of America® Customized Cash Rewards Credit Card vs Regions Prestige Visa Signature Credit Card
Bank of America® Customized Cash Rewards Credit Card earns more in 6 of the 10 categories we track. Neither has an annual fee.
The basics
| Detail | Bank of America® Customized Cash Rewards Credit Card | Regions Prestige Visa Signature Credit Card |
|---|---|---|
| Annual fee | None | None |
| Card type | Personal | Personal |
| Rewards | Cash Back | Cash Back |
| Each point is worth | 1.00¢ | 1.00¢ |
| Everywhere else | 1x | 1x |
| Welcome bonus | $200 after $1,000 in 90 days | $200 after $1,000 in 90 days ($100 after $500) |
What each earns
| Category | Bank of America® Customized Cash Rewards Credit Card | Regions Prestige Visa Signature Credit Card |
|---|---|---|
| Gas Stations | 3.0% (higher) 3x, up to $2,500 | 2.0% 2x |
| Amazon & Online Shopping | 3.0% (higher) 3x, up to $2,500 | 1.0% 1x |
| Dining & Restaurants | 3.0% 3x, up to $2,500 | 3.0% 3x |
| Travel | 3.0% (higher) 3x, up to $2,500 | 1.0% 1x |
| Drugstores & Pharmacies | 3.0% (higher) 3x, up to $2,500 | 1.0% 1x |
| Home Improvement | 3.0% (higher) 3x, up to $2,500 | 1.0% 1x |
| Entertainment | 1.0% 1x | 3.0% (higher) 3x |
| Groceries | 2.0% 2x, up to $2,500 | 2.0% 2x |
| Wholesale Clubs | 2.0% (higher) 2x, up to $2,500 | 1.0% 1x |
| Everything else | 1.0% 1x | 1.0% 1x |
Returns are the points per dollar times what a point is worth, using your smart setting. Caps and rotating categories change what you actually earn. How we value rewards
The better question is which one adds more to the cards you already have.
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