Bank of America Unlimited Cash Rewards Credit Card for Students vs Chase Freedom Unlimited®
Chase Freedom Unlimited® earns more in 3 of the 4 categories we track. Neither has an annual fee.
The basics
| Detail | Bank of America Unlimited Cash Rewards Credit Card for Students | Chase Freedom Unlimited® |
|---|---|---|
| Annual fee | None | None |
| Card type | Personal | Personal |
| Rewards | Cash Back | Chase Ultimate Rewards |
| Each point is worth | 1.00¢ | 1.00¢ |
| Everywhere else | 1.5x | 1.5x |
| Welcome bonus | $250 after $1,000 in 90 days | 20,000 Chase Ultimate Rewards after $500 in 90 days |
What each earns
| Category | Bank of America Unlimited Cash Rewards Credit Card for Students | Chase Freedom Unlimited® |
|---|---|---|
| Card Travel Portals | 1.5% 1.5x | 5.0% (higher) 5x |
| Dining & Restaurants | 1.5% 1.5x | 3.0% (higher) 3x |
| Drugstores & Pharmacies | 1.5% 1.5x | 3.0% (higher) 3x |
| Everything else | 1.5% 1.5x | 1.5% 1.5x |
Returns are the points per dollar times what a point is worth, using your smart setting. Caps and rotating categories change what you actually earn. How we value rewards
The better question is which one adds more to the cards you already have.
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