Bass Pro Shops CLUB Card vs Chase Freedom Unlimited®

Bass Pro Shops CLUB CardBass Pro Shops CLUB Card

Capital One

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Chase Freedom Unlimited®Chase Freedom Unlimited®

Chase

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Annual Fee
No Annual Fee
No Annual Fee
Card Type
Personal
Personal
Rewards Currency
CLUB Points
Chase Ultimate Rewards
Point Value
1.00¢/pt
1.00¢/pt
Base Earn Rate
1x
1.5x
Welcome Bonus
Up to $60 in CLUB Points: $20 on approval, $20 after 5 purchases, $20 after 5 more, within 30 days
20,000 Chase Ultimate Rewards after $500 in 90 days

Effective return by category

CategoryBass Pro Shops CLUB CardChase Freedom Unlimited®
Card Travel Portals1.00%
1x
5.00%
5x
Dining & Restaurants1.00%
1x
3.00%
3x
Drugstores & Pharmacies1.00%
1x
3.00%
3x
Everything else1.00%
1x
1.50%
1.5x

Returns are multiplier × point value, using your “smart” setting. Caps and rotating categories affect real-world earnings.

The better question: which one adds more to your wallet?

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