Capital One Quicksilver Cash Rewards Credit Card vs T-Mobile Visa®

Capital One Quicksilver Cash Rewards Credit CardCapital One Quicksilver Cash Rewards Credit Card

Capital One

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T-Mobile Visa®T-Mobile Visa®

Capital One

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Annual Fee
No Annual Fee
No Annual Fee
Card Type
Personal
Personal
Rewards Currency
Cash Back
T-Mobile Rewards
Point Value
1.00¢/pt
1.00¢/pt
Base Earn Rate
1.5x
2x
Welcome Bonus
$200 after $500 in 90 days
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Effective return by category

CategoryCapital One Quicksilver Cash Rewards Credit CardT-Mobile Visa®
Card Travel Portals5.00%
5x
2.00%
2x
Everything else1.50%
1.5x
2.00%
2x

Returns are multiplier × point value, using your “smart” setting. Caps and rotating categories affect real-world earnings.

The better question: which one adds more to your wallet?

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