Capital One Quicksilver Secured Cash Rewards Credit Card vs Capital One Venture X Rewards Credit Card

Capital One Quicksilver Secured Cash Rewards Credit CardCapital One Quicksilver Secured Cash Rewards Credit Card

Capital One

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Capital One Venture X Rewards Credit CardCapital One Venture X Rewards Credit Card

Capital One

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Annual Fee
No Annual Fee
$395
Card Type
Personal
Personal
Rewards Currency
Cash Back
Capital One Miles
Point Value
1.00¢/pt
1.85¢/pt
Base Earn Rate
1.5x
2x
Welcome Bonus
—
75,000 Capital One Miles after $4,000 in 90 days

Effective return by category

CategoryCapital One Quicksilver Secured Cash Rewards Credit CardCapital One Venture X Rewards Credit Card
Card Travel Portals5.00%
5x
18.50%
10x
Everything else1.50%
1.5x
3.70%
2x

Returns are multiplier × point value, using your “smart” setting. Caps and rotating categories affect real-world earnings.

The better question: which one adds more to your wallet?

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