Choice Privileges® Select Mastercard® vs Citi Strata Premier℠ Card

Choice Privileges® Select Mastercard®Choice Privileges® Select Mastercard®

Wells Fargo

Loading...
Citi Strata Premier℠ CardCiti Strata Premier℠ Card

Citi

Loading...
Annual Fee
$95
$95
Card Type
Personal
Personal
Rewards Currency
Choice Privileges Points
ThankYou Points
Point Value
0.60¢/pt
1.90¢/pt
Base Earn Rate
1x
1x
Welcome Bonus
—
60,000 ThankYou Points after $4,000 in 90 days

Effective return by category

CategoryChoice Privileges® Select Mastercard®Citi Strata Premier℠ Card
Card Travel Portals0.60%
1x
19.00%
10x
Airfare0.60%
1x
5.70%
3x
Hotels & Lodging0.60%
1x
5.70%
3x
Dining & Restaurants0.60%
1x
5.70%
3x
Groceries3.00%
5x
5.70%
3x
Gas Stations3.00%
5x
5.70%
3x
EV Charging0.60%
1x
5.70%
3x
Home Improvement3.00%
5x
1.90%
1x
Phone & Wireless3.00%
5x
1.90%
1x
Everything else0.60%
1x
1.90%
1x

Returns are multiplier × point value, using your “smart” setting. Caps and rotating categories affect real-world earnings.

The better question: which one adds more to your wallet?

Ask the Advisor