Citi Double Cash® Card vs Costco Anywhere Visa® Card by Citi

Citi Double Cash® CardCiti Double Cash® Card

Citi

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Costco Anywhere Visa® Card by CitiCostco Anywhere Visa® Card by Citi

Citi

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Annual Fee
No Annual Fee
No Annual Fee
Card Type
Personal
Personal
Rewards Currency
Cash Back
Cash Back
Point Value
1.00¢/pt
1.00¢/pt
Base Earn Rate
2x
1x
Welcome Bonus
$200 after $1,500 in 180 days
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Effective return by category

CategoryCiti Double Cash® CardCostco Anywhere Visa® Card by Citi
Gas Stations2.00%
2x
4.00%
4x · Capped Spending · $7,000 cap
EV Charging2.00%
2x
4.00%
4x · Capped Spending · $7,000 cap
Dining & Restaurants2.00%
2x
3.00%
3x
Travel2.00%
2x
3.00%
3x
Card Travel Portals2.00%
2x
3.00%
3x
Airfare2.00%
2x
3.00%
3x
Hotels & Lodging2.00%
2x
3.00%
3x
Car Rentals2.00%
2x
3.00%
3x
Everything else2.00%
2x
1.00%
1x

Returns are multiplier × point value, using your “smart” setting. Caps and rotating categories affect real-world earnings.

The better question: which one adds more to your wallet?

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