Citi Strata Premier℠ Card vs Truist Enjoy Travel
Citi Strata Premier℠ Card earns more in 8 of the 9 categories we track. Truist Enjoy Travel has the lower annual fee.
The basics
| Detail | Citi Strata Premier℠ Card | Truist Enjoy Travel |
|---|---|---|
| Annual fee | $95 | None |
| Card type | Personal | Personal |
| Rewards | ThankYou Points | Truist Miles |
| Each point is worth | 1.60¢ | 1.00¢ |
| Everywhere else | 1x | 1x |
| Welcome bonus | 60,000 ThankYou Points after $4,000 in 90 days | 20,000 bonus miles after $1,500 in 90 days |
What each earns
| Category | Citi Strata Premier℠ Card | Truist Enjoy Travel |
|---|---|---|
| Card Travel Portals | 16.0% (higher) 10x | 1.0% 1x |
| Airfare | 4.8% (higher) 3x | 2.0% 2x |
| Hotels & Lodging | 4.8% (higher) 3x | 2.0% 2x |
| Dining & Restaurants | 4.8% (higher) 3x | 1.0% 1x |
| Groceries | 4.8% (higher) 3x | 1.0% 1x |
| Gas Stations | 4.8% (higher) 3x | 1.0% 1x |
| EV Charging | 4.8% (higher) 3x | 1.0% 1x |
| Car Rentals | 1.6% 1x | 2.0% (higher) 2x |
| Everything else | 1.6% (higher) 1x | 1.0% 1x |
Returns are the points per dollar times what a point is worth, using your smart setting. Caps and rotating categories change what you actually earn. How we value rewards
The better question is which one adds more to the cards you already have.
Ask the advisor