Citi Strata Premier℠ Card vs Wyndham Rewards Earner® Plus Card

Citi Strata Premier℠ CardCiti Strata Premier℠ Card

Citi

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Wyndham Rewards Earner® Plus CardWyndham Rewards Earner® Plus Card

Barclays

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Annual Fee
$95
$75
Card Type
Personal
Personal
Rewards Currency
ThankYou Points
Wyndham Rewards Points
Point Value
1.90¢/pt
1.10¢/pt
Base Earn Rate
1x
1x
Welcome Bonus
60,000 ThankYou Points after $4,000 in 90 days
30,000 Wyndham Rewards Points after $1,000 in 90 days

Effective return by category

CategoryCiti Strata Premier℠ CardWyndham Rewards Earner® Plus Card
Gas Stations5.70%
3x
6.60%
6x
Airfare5.70%
3x
1.10%
1x
Hotels & Lodging5.70%
3x
1.10%
1x
Dining & Restaurants5.70%
3x
4.40%
4x
Groceries5.70%
3x
4.40%
4x
EV Charging5.70%
3x
1.10%
1x
Everything else1.90%
1x
1.10%
1x

Returns use our default point valuations — multiplier × point value. Caps and rotating categories affect real-world earnings.

The better question: which one adds more to your wallet?

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