Costco Anywhere Visa® Card by Citi vs RCI Elite Rewards World Mastercard
Costco Anywhere Visa® Card by Citi earns more in 8 of the 10 categories we track. Neither has an annual fee.
The basics
| Detail | Costco Anywhere Visa® Card by Citi | RCI Elite Rewards World Mastercard |
|---|---|---|
| Annual fee | None | None |
| Card type | Personal | Personal |
| Rewards | Cash Back | RCI Member Rewards |
| Each point is worth | 1.00¢ | 1.00¢ |
| Everywhere else | 1x | 1x |
| Welcome bonus | — | — |
What each earns
| Category | Costco Anywhere Visa® Card by Citi | RCI Elite Rewards World Mastercard |
|---|---|---|
| Gas Stations | 4.0% (higher) 4x, capped spending, up to $7,000 | 2.0% 2x |
| EV Charging | 4.0% (higher) 4x, capped spending, up to $7,000 | 2.0% 2x |
| Dining & Restaurants | 3.0% (higher) 3x | 1.0% 1x |
| Travel | 3.0% (higher) 3x | 2.0% 2x |
| Airfare | 3.0% (higher) 3x | 2.0% 2x |
| Car Rentals | 3.0% (higher) 3x | 2.0% 2x |
| Card Travel Portals | 3.0% (higher) 3x | 2.0% 2x |
| Hotels & Lodging | 3.0% (higher) 3x | 2.0% 2x |
| Rideshare & Transit | 1.0% 1x | 2.0% (higher) 2x |
| Everything else | 1.0% 1x | 1.0% 1x |
Returns are the points per dollar times what a point is worth, using your smart setting. Caps and rotating categories change what you actually earn. How we value rewards
The better question is which one adds more to the cards you already have.
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