Marriott Bonvoy Boundless® Credit Card vs Wyndham Rewards Earner® Plus Card

Marriott Bonvoy Boundless® Credit CardMarriott Bonvoy Boundless® Credit Card

Chase

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Wyndham Rewards Earner® Plus CardWyndham Rewards Earner® Plus Card

Barclays

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Annual Fee
$95
$75
Card Type
Personal
Personal
Rewards Currency
Marriott Bonvoy Points
Wyndham Rewards Points
Point Value
0.70¢/pt
1.10¢/pt
Base Earn Rate
2x
1x
Welcome Bonus
3 Free Night Awards (up to 50,000 points each) after $3,000 in 3 months
30,000 Wyndham Rewards Points after $1,000 in 90 days

Effective return by category

CategoryMarriott Bonvoy Boundless® Credit CardWyndham Rewards Earner® Plus Card
Gas Stations2.10%
3x · Capped Spending · $6,000 cap
6.60%
6x
Dining & Restaurants2.10%
3x · Capped Spending · $6,000 cap
4.40%
4x
Groceries2.10%
3x · Capped Spending · $6,000 cap
4.40%
4x
Food Delivery2.10%
3x · Capped Spending · $6,000 cap
1.10%
1x
Everything else1.40%
2x
1.10%
1x

Returns are multiplier × point value, using your “smart” setting. Caps and rotating categories affect real-world earnings.

The better question: which one adds more to your wallet?

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