Marriott Bonvoy Bountiful™ Card vs United℠ Explorer Card

Marriott Bonvoy Bountiful™ CardMarriott Bonvoy Bountiful™ Card

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United℠ Explorer CardUnited℠ Explorer Card

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Annual Fee
$250
$150
Card Type
Personal
Personal
Rewards Currency
Marriott Bonvoy Points
United MileagePlus
Point Value
0.70¢/pt
1.35¢/pt
Base Earn Rate
1x
1x
Welcome Bonus
85,000 Marriott Bonvoy Points after $4,000 in 90 days
85,000 United MileagePlus after $3,000 in 90 days

Effective return by category

CategoryMarriott Bonvoy Bountiful™ CardUnited℠ Explorer Card
Dining & Restaurants0.70%
1x
2.70%
2x
Hotels & Lodging0.70%
1x
2.70%
2x
Everything else0.70%
1x
1.35%
1x

Returns use our default point valuations — multiplier × point value. Caps and rotating categories affect real-world earnings.

The better question: which one adds more to your wallet?

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