Marriott Bonvoy Business® American Express® Card vs Southwest Rapid Rewards Premier Business Credit Card
Marriott Bonvoy Business® American Express® Card earns more in 5 of the 5 categories we track. Marriott Bonvoy Business® American Express® Card has the lower annual fee.
The basics
| Detail | Marriott Bonvoy Business® American Express® Card | Southwest Rapid Rewards Premier Business Credit Card |
|---|---|---|
| Annual fee | $125 | $149 |
| Card type | Business | Business |
| Rewards | Marriott Bonvoy Points | Southwest Rapid Rewards |
| Each point is worth | 0.73¢ | 1.30¢ |
| Everywhere else | 2x | 1x |
| Welcome bonus | — | — |
What each earns
| Category | Marriott Bonvoy Business® American Express® Card | Southwest Rapid Rewards Premier Business Credit Card |
|---|---|---|
| Dining & Restaurants | 2.9% (higher) 4x | 2.6% 2x, capped spending, up to $8,000 |
| Gas Stations | 2.9% (higher) 4x | 2.6% 2x, capped spending, up to $8,000 |
| Phone & Wireless | 2.9% (higher) 4x | 1.3% 1x |
| Shipping | 2.9% (higher) 4x | 1.3% 1x |
| Everything else | 1.5% (higher) 2x | 1.3% 1x |
Returns are the points per dollar times what a point is worth, using your smart setting. Caps and rotating categories change what you actually earn. How we value rewards
The better question is which one adds more to the cards you already have.
Ask the advisor