Southwest Rapid Rewards Premier Business Credit Card vs United℠ Business Card
Each card earns more in 3 of the 6 categories we track. Southwest Rapid Rewards Premier Business Credit Card has the lower annual fee.
The basics
| Detail | Southwest Rapid Rewards Premier Business Credit Card | United℠ Business Card |
|---|---|---|
| Annual fee | $149 | $150 |
| Card type | Business | Business |
| Rewards | Southwest Rapid Rewards | United MileagePlus |
| Each point is worth | 1.30¢ | 1.20¢ |
| Everywhere else | 1x | 1x |
| Welcome bonus | — | 90,000 bonus miles + 2,000 PQP after $5,000 in 3 months; +10,000 after adding an employee card |
What each earns
| Category | Southwest Rapid Rewards Premier Business Credit Card | United℠ Business Card |
|---|---|---|
| Gas Stations | 2.6% (higher) 2x, capped spending, up to $8,000 | 2.4% 2x |
| Dining & Restaurants | 2.6% (higher) 2x, capped spending, up to $8,000 | 2.4% 2x |
| Food Delivery | 1.3% 1x | 2.4% (higher) 2x |
| Office Supplies | 1.3% 1x | 2.4% (higher) 2x |
| Rideshare & Transit | 1.3% 1x | 2.4% (higher) 2x |
| Everything else | 1.3% (higher) 1x | 1.2% 1x |
Returns are the points per dollar times what a point is worth, using your smart setting. Caps and rotating categories change what you actually earn. How we value rewards
The better question is which one adds more to the cards you already have.
Ask the advisor