Wells Fargo Autograph Journey℠ Card vs World of Hyatt Credit Card

Wells Fargo Autograph Journey℠ CardWells Fargo Autograph Journey℠ Card

Wells Fargo

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World of Hyatt Credit CardWorld of Hyatt Credit Card

Chase

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Annual Fee
$95
$95
Card Type
Personal
Personal
Rewards Currency
Wells Fargo Rewards
World of Hyatt Points
Point Value
1.00¢/pt
1.70¢/pt
Base Earn Rate
1x
1x
Welcome Bonus
20,000 Wells Fargo Rewards after $1,000 in 90 days
30,000 World of Hyatt Points after $3,000 in 90 days

Effective return by category

CategoryWells Fargo Autograph Journey℠ CardWorld of Hyatt Credit Card
Hotels & Lodging5.00%
5x
1.70%
1x
Airfare4.00%
4x
3.40%
2x
Dining & Restaurants3.00%
3x
3.40%
2x
Gym & Fitness1.00%
1x
3.40%
2x
Transit & Rideshare1.00%
1x
3.40%
2x
Travel3.00%
3x
1.70%
1x
Everything else1.00%
1x
1.70%
1x

Returns use our default point valuations — multiplier × point value. Caps and rotating categories affect real-world earnings.

The better question: which one adds more to your wallet?

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