Best Categories for This Card
8.00%
effective
Online Advertising
4x Membership Rewards$150,000 cap
4x on the 2 categories where your business spends the most in each billing cycle
8.00%
effective
Dining & Restaurants
4x Membership Rewards$150,000 cap
4x on the 2 categories where your business spends the most in each billing cycle
8.00%
effective
Food Delivery
4x Membership Rewards$150,000 cap
4x on the 2 categories where your business spends the most in each billing cycle
8.00%
effective
Transit & Rideshare
4x Membership Rewards$150,000 cap
4x on the 2 categories where your business spends the most in each billing cycle
8.00%
effective
Phone & Wireless
4x Membership Rewards$150,000 cap
4x on the 2 categories where your business spends the most in each billing cycle
8.00%
effective
Gas Stations
4x Membership Rewards$150,000 cap
4x on the 2 categories where your business spends the most in each billing cycle
2.00%
effective
All Other Purchases
1x Membership Rewards
Complete Rewards Breakdown
| Category | Multiplier | Type | Cap | Effective Return |
|---|---|---|---|---|
| Online Advertising | 4x | Ongoing | $150,000 cap | 8.00% |
| Dining & Restaurants | 4x | Ongoing | $150,000 cap | 8.00% |
| Food Delivery | 4x | Ongoing | $150,000 cap | 8.00% |
| Transit & Rideshare | 4x | Ongoing | $150,000 cap | 8.00% |
| Phone & Wireless | 4x | Ongoing | $150,000 cap | 8.00% |
| Gas Stations | 4x | Ongoing | $150,000 cap | 8.00% |
Everywhere else | 1x | Ongoing | — | 2.00% |
Ready to Apply?
Start earning up to 8.00% in Membership Rewards.
Learn More About American Express® Business Gold Card