American Express® Business Gold Card vs World of Hyatt Business Credit Card

American Express® Business Gold CardAmerican Express® Business Gold Card

American Express

Loading...
World of Hyatt Business Credit CardWorld of Hyatt Business Credit Card

Chase

Loading...
Annual Fee
$375
$199
Card Type
Business
Business
Rewards Currency
Membership Rewards
World of Hyatt Points
Point Value
2.00¢/pt
1.70¢/pt
Base Earn Rate
1x
1x
Welcome Bonus
100,000 Membership Rewards after $15,000 in 90 days
30,000 World of Hyatt Points after $3,000 in 90 days

Effective return by category

CategoryAmerican Express® Business Gold CardWorld of Hyatt Business Credit Card
Dining & Restaurants8.00%
4x · $150,000 cap
3.40%
2x
Transit & Rideshare8.00%
4x · $150,000 cap
3.40%
2x
Online Advertising8.00%
4x · $150,000 cap
3.40%
2x
Gas Stations8.00%
4x · $150,000 cap
3.40%
2x
Food Delivery8.00%
4x · $150,000 cap
1.70%
1x
Phone & Wireless8.00%
4x · $150,000 cap
1.70%
1x
Shipping2.00%
1x
3.40%
2x
Airfare2.00%
1x
3.40%
2x
Car Rentals2.00%
1x
3.40%
2x
Internet & Cable2.00%
1x
3.40%
2x
Everything else2.00%
1x
1.70%
1x

Returns use our default point valuations — multiplier × point value. Caps and rotating categories affect real-world earnings.

The better question: which one adds more to your wallet?

Ask the Advisor