Amazon Prime Visa vs U.S. Bank Cash+® Visa Signature® Card

Amazon Prime VisaAmazon Prime Visa

Chase

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U.S. Bank Cash+® Visa Signature® CardU.S. Bank Cash+® Visa Signature® Card

U.S. Bank

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Annual Fee
No Annual Fee
No Annual Fee
Card Type
Personal
Personal
Rewards Currency
Cash Back
Cash Back
Point Value
1.00¢/pt
1.00¢/pt
Base Earn Rate
1x
1x
Welcome Bonus
$150 with any purchase in 365 days
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Effective return by category

CategoryAmazon Prime VisaU.S. Bank Cash+® Visa Signature® Card
Rideshare & Transit2.00%
2x
5.00%
5x · $2,000 cap
Card Travel Portals5.00%
5x
5.00%
5x
Utilities1.00%
1x
5.00%
5x · $2,000 cap
Internet & Cable1.00%
1x
5.00%
5x · $2,000 cap
Streaming1.00%
1x
5.00%
5x · $2,000 cap
Phone & Wireless1.00%
1x
5.00%
5x · $2,000 cap
Department Stores1.00%
1x
5.00%
5x · $2,000 cap
Electronics Stores1.00%
1x
5.00%
5x · $2,000 cap
Gym & Fitness1.00%
1x
5.00%
5x · $2,000 cap
Entertainment1.00%
1x
5.00%
5x · $2,000 cap
Gas Stations2.00%
2x
2.00%
2x
Dining & Restaurants2.00%
2x
2.00%
2x
Groceries1.00%
1x
2.00%
2x
Everything else1.00%
1x
1.00%
1x

Returns are multiplier × point value, using your “smart” setting. Caps and rotating categories affect real-world earnings.

The better question: which one adds more to your wallet?

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