Citi® / AAdvantage® Platinum Select® World Elite Mastercard® vs Marriott Bonvoy Boundless® Credit Card

Citi® / AAdvantage® Platinum Select® World Elite Mastercard®Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

Citi

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Marriott Bonvoy Boundless® Credit CardMarriott Bonvoy Boundless® Credit Card

Chase

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Annual Fee
$99
$95
Card Type
Personal
Personal
Rewards Currency
AAdvantage Miles
Marriott Bonvoy Points
Point Value
1.55¢/pt
0.70¢/pt
Base Earn Rate
1x
2x
Welcome Bonus
80,000 AAdvantage Miles after $3,500 in 120 days
3 Free Night Awards (up to 50,000 points each) after $3,000 in 3 months

Effective return by category

CategoryCiti® / AAdvantage® Platinum Select® World Elite Mastercard®Marriott Bonvoy Boundless® Credit Card
Dining & Restaurants3.10%
2x
2.10%
3x · Capped Spending · $6,000 cap
Food Delivery3.10%
2x
2.10%
3x · Capped Spending · $6,000 cap
Gas Stations3.10%
2x
2.10%
3x · Capped Spending · $6,000 cap
Groceries1.55%
1x
2.10%
3x · Capped Spending · $6,000 cap
Everything else1.55%
1x
1.40%
2x

Returns are multiplier × point value, using your “smart” setting. Caps and rotating categories affect real-world earnings.

The better question: which one adds more to your wallet?

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