Disney® Inspire Visa® Card vs Disney® Premier Visa® Card

Disney® Inspire Visa® CardDisney® Inspire Visa® Card

Chase

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Disney® Premier Visa® CardDisney® Premier Visa® Card

Chase

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Annual Fee
$149
$49
Card Type
Personal
Personal
Rewards Currency
Disney Rewards Dollars
Disney Rewards Dollars
Point Value
1.00¢/pt
1.00¢/pt
Base Earn Rate
1x
1x
Welcome Bonus
—
—

Effective return by category

CategoryDisney® Inspire Visa® CardDisney® Premier Visa® Card
Streaming10.00%
10x
5.00%
5x
Gas Stations3.00%
3x
2.00%
2x
Groceries2.00%
2x
2.00%
2x
Dining & Restaurants2.00%
2x
2.00%
2x
Everything else1.00%
1x
1.00%
1x

Returns are multiplier × point value, using your “smart” setting. Caps and rotating categories affect real-world earnings.

The better question: which one adds more to your wallet?

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