Hilton Honors American Express Card vs U.S. Bank Altitude® Go Secured Visa® Card
U.S. Bank Altitude® Go Secured Visa® Card earns more in 4 of the 7 categories we track. Neither has an annual fee.
The basics
| Detail | Hilton Honors American Express Card | U.S. Bank Altitude® Go Secured Visa® Card |
|---|---|---|
| Annual fee | None | None |
| Card type | Personal | Personal |
| Rewards | Hilton Honors Points | Altitude Points |
| Each point is worth | 0.40¢ | 1.00¢ |
| Everywhere else | 3x | 1x |
| Welcome bonus | 70,000 Hilton Honors Points + Free Night Reward after $2,000 in 6 months (through Jan 13, 2027) | — |
What each earns
| Category | Hilton Honors American Express Card | U.S. Bank Altitude® Go Secured Visa® Card |
|---|---|---|
| Dining & Restaurants | 2.0% 5x | 4.0% (higher) 4x, up to $2,000 |
| Food Delivery | 2.0% 5x | 4.0% (higher) 4x, up to $2,000 |
| Groceries | 2.0% 5x | 2.0% 2x |
| Gas Stations | 2.0% 5x | 2.0% 2x |
| EV Charging | 1.2% 3x | 2.0% (higher) 2x |
| Streaming | 1.2% 3x | 2.0% (higher) 2x |
| Everything else | 1.2% (higher) 3x | 1.0% 1x |
Returns are the points per dollar times what a point is worth, using your smart setting. Caps and rotating categories change what you actually earn. How we value rewards
The better question is which one adds more to the cards you already have.
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