Hilton Honors American Express Card vs U.S. Bank Altitude® Go Visa Signature® Card

Hilton Honors American Express CardHilton Honors American Express Card

American Express

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U.S. Bank Altitude® Go Visa Signature® CardU.S. Bank Altitude® Go Visa Signature® Card

U.S. Bank

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Annual Fee
No Annual Fee
No Annual Fee
Card Type
Personal
Personal
Rewards Currency
Hilton Honors Points
Altitude Points
Point Value
0.50¢/pt
1.00¢/pt
Base Earn Rate
3x
1x
Welcome Bonus
80,000 Hilton Honors Points after $2,000 in 180 days
20,000 Altitude Points after $1,000 in 90 days

Effective return by category

CategoryHilton Honors American Express CardU.S. Bank Altitude® Go Visa Signature® Card
Dining & Restaurants2.50%
5x
4.00%
4x · $2,000 cap
Food Delivery2.50%
5x
4.00%
4x · $2,000 cap
Groceries2.50%
5x
2.00%
2x
Gas Stations2.50%
5x
2.00%
2x
Streaming Services1.50%
3x
2.00%
2x
EV Charging1.50%
3x
2.00%
2x
Everything else1.50%
3x
1.00%
1x

Returns use our default point valuations — multiplier × point value. Caps and rotating categories affect real-world earnings.

The better question: which one adds more to your wallet?

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