U.S. Bank Altitude® Go Secured Visa® Card vs U.S. Bank Cash+® Visa Signature® Card
U.S. Bank Cash+® Visa Signature® Card earns more in 10 of the 16 categories we track. Neither has an annual fee.
The basics
| Detail | U.S. Bank Altitude® Go Secured Visa® Card | U.S. Bank Cash+® Visa Signature® Card |
|---|---|---|
| Annual fee | None | None |
| Card type | Personal | Personal |
| Rewards | Altitude Points | Cash Back |
| Each point is worth | 1.00¢ | 1.00¢ |
| Everywhere else | 1x | 1x |
| Welcome bonus | — | $200 after $1,000 in 90 days |
What each earns
| Category | U.S. Bank Altitude® Go Secured Visa® Card | U.S. Bank Cash+® Visa Signature® Card |
|---|---|---|
| Utilities | 1.0% 1x | 5.0% (higher) 5x, up to $2,000 |
| Internet & Cable | 1.0% 1x | 5.0% (higher) 5x, up to $2,000 |
| Streaming | 2.0% 2x | 5.0% (higher) 5x, up to $2,000 |
| Phone & Wireless | 1.0% 1x | 5.0% (higher) 5x, up to $2,000 |
| Department Stores | 1.0% 1x | 5.0% (higher) 5x, up to $2,000 |
| Electronics Stores | 1.0% 1x | 5.0% (higher) 5x, up to $2,000 |
| Gym & Fitness | 1.0% 1x | 5.0% (higher) 5x, up to $2,000 |
| Rideshare & Transit | 1.0% 1x | 5.0% (higher) 5x, up to $2,000 |
| Entertainment | 1.0% 1x | 5.0% (higher) 5x, up to $2,000 |
| Card Travel Portals | 1.0% 1x | 5.0% (higher) 5x |
| Dining & Restaurants | 4.0% (higher) 4x, up to $2,000 | 2.0% 2x |
| Food Delivery | 4.0% (higher) 4x, up to $2,000 | 1.0% 1x |
| Groceries | 2.0% 2x | 2.0% 2x |
| Gas Stations | 2.0% 2x | 2.0% 2x |
| EV Charging | 2.0% (higher) 2x | 1.0% 1x |
| Everything else | 1.0% 1x | 1.0% 1x |
Returns are the points per dollar times what a point is worth, using your smart setting. Caps and rotating categories change what you actually earn. How we value rewards
The better question is which one adds more to the cards you already have.
Ask the advisor