U.S. Bank Altitude® Go Visa Signature® Card vs U.S. Bank Cash+ Secured Visa Card
U.S. Bank Cash+ Secured Visa Card earns more in 10 of the 16 categories we track. Neither has an annual fee.
The basics
| Detail | U.S. Bank Altitude® Go Visa Signature® Card | U.S. Bank Cash+ Secured Visa Card |
|---|---|---|
| Annual fee | None | None |
| Card type | Personal | Personal |
| Rewards | Altitude Points | Cash Back |
| Each point is worth | 1.00¢ | 1.00¢ |
| Everywhere else | 1x | 1x |
| Welcome bonus | 20,000 Altitude Points after $1,000 in 90 days | — |
What each earns
| Category | U.S. Bank Altitude® Go Visa Signature® Card | U.S. Bank Cash+ Secured Visa Card |
|---|---|---|
| Streaming | 2.0% 2x | 5.0% (higher) 5x, up to $2,000 |
| Card Travel Portals | 1.0% 1x | 5.0% (higher) 5x |
| Utilities | 1.0% 1x | 5.0% (higher) 5x, up to $2,000 |
| Internet & Cable | 1.0% 1x | 5.0% (higher) 5x, up to $2,000 |
| Department Stores | 1.0% 1x | 5.0% (higher) 5x, up to $2,000 |
| Phone & Wireless | 1.0% 1x | 5.0% (higher) 5x, up to $2,000 |
| Electronics Stores | 1.0% 1x | 5.0% (higher) 5x, up to $2,000 |
| Entertainment | 1.0% 1x | 5.0% (higher) 5x, up to $2,000 |
| Rideshare & Transit | 1.0% 1x | 5.0% (higher) 5x, up to $2,000 |
| Gym & Fitness | 1.0% 1x | 5.0% (higher) 5x, up to $2,000 |
| Dining & Restaurants | 4.0% (higher) 4x, up to $2,000 | 2.0% 2x |
| Food Delivery | 4.0% (higher) 4x, up to $2,000 | 1.0% 1x |
| Groceries | 2.0% 2x | 2.0% 2x |
| Gas Stations | 2.0% 2x | 2.0% 2x |
| EV Charging | 2.0% 2x | 2.0% 2x |
| Everything else | 1.0% 1x | 1.0% 1x |
Returns are the points per dollar times what a point is worth, using your smart setting. Caps and rotating categories change what you actually earn. How we value rewards
The better question is which one adds more to the cards you already have.
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