American Express® Blue Cash Preferred® Card vs Disney® Premier Visa® Card

American Express® Blue Cash Preferred® CardAmerican Express® Blue Cash Preferred® Card

American Express

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Disney® Premier Visa® CardDisney® Premier Visa® Card

Chase

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Annual Fee
$95
$49
Card Type
Personal
Personal
Rewards Currency
Cash Back
Disney Rewards Dollars
Point Value
1.00¢/pt
1.00¢/pt
Base Earn Rate
1x
1x
Welcome Bonus
$250 after $3,000 in 180 days
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Effective return by category

CategoryAmerican Express® Blue Cash Preferred® CardDisney® Premier Visa® Card
Streaming6.00%
6x
5.00%
5x
Groceries6.00%
6x · Capped Spending · $6,000 cap
2.00%
2x
Gas Stations3.00%
3x
2.00%
2x
Rideshare & Transit3.00%
3x
1.00%
1x
Dining & Restaurants1.00%
1x
2.00%
2x
Everything else1.00%
1x
1.00%
1x

Returns are multiplier × point value, using your “smart” setting. Caps and rotating categories affect real-world earnings.

The better question: which one adds more to your wallet?

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