Chase Sapphire Preferred® Card vs Disney® Inspire Visa® Card

Chase Sapphire Preferred® CardChase Sapphire Preferred® Card

Chase

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Disney® Inspire Visa® CardDisney® Inspire Visa® Card

Chase

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Annual Fee
$95
$149
Card Type
Personal
Personal
Rewards Currency
Chase Ultimate Rewards
Disney Rewards Dollars
Point Value
2.00¢/pt
1.00¢/pt
Base Earn Rate
1x
1x
Welcome Bonus
75,000 Chase Ultimate Rewards after $5,000 in 3 months
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Effective return by category

CategoryChase Sapphire Preferred® CardDisney® Inspire Visa® Card
Streaming6.00%
3x
10.00%
10x
Card Travel Portals10.00%
5x
1.00%
1x
Dining & Restaurants6.00%
3x
2.00%
2x
Gas Stations6.00%
3x
3.00%
3x
EV Charging6.00%
3x
1.00%
1x
Travel4.00%
2x
1.00%
1x
Airfare4.00%
2x
1.00%
1x
Hotels & Lodging4.00%
2x
1.00%
1x
Car Rentals4.00%
2x
1.00%
1x
Rideshare & Transit4.00%
2x
1.00%
1x
Groceries2.00%
1x
2.00%
2x
Everything else2.00%
1x
1.00%
1x

Returns are multiplier × point value, using your “smart” setting. Caps and rotating categories affect real-world earnings.

The better question: which one adds more to your wallet?

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