Best credit card for Costco Gas
The Wyndham Rewards Earner® Plus Card earns the most at Costco Gas: about 6.6% back.
Costco Gas bonus · 5% on gas at Costco
Every card ranked at Costco Gas
- 1Wyndham Rewards Earner® Plus Card$75/yr · counts as Gas Stations6.6%6x points
- 2Chase Sapphire Preferred® Card$95/yr · counts as Gas Stations6.0%3x points
- 3Costco Anywhere Visa® Card by CitiNo annual fee · Costco Gas bonus · 5% on gas at Costco5.0%5% back
- 4PenFed Platinum Rewards Visa Signature® CardNo annual fee · counts as Gas Stations4.3%5x points
- 5Capital One Venture Rewards Credit Card$95/yr · Base rate on everything3.7%2x points
- 6Capital One Venture X Rewards Credit Card$395/yr · Base rate on everything3.7%2x points
- 7Wells Fargo Autograph℠ CardNo annual fee · counts as Gas Stations3.0%3x points
- 8Bank of America® Customized Cash Rewards Credit CardNo annual fee · counts as Gas Stations · if you pick it as your bonus category · 3% in the category you choose (change monthly); $2,500 combined quarterly cap with the 2% categories3.0%3% back
- 9Robinhood Gold Card$50/yr · Base rate on everything3.0%3% back
- 10Atmos™ Rewards Ascent Visa Signature®$95/yr · counts as Gas Stations2.9%2x points
Show all 87 cards
- 11United Gateway CardNo annual fee · counts as Gas Stations2.7%2x points
- 12Southwest Rapid Rewards® Priority Card$229/yr · counts as Gas Stations2.5%2x points
- 13Marriott Bonvoy Boundless® Credit Card$95/yr · counts as Gas Stations · 3x on the first $6,000 combined per year at grocery stores, gas stations and dining2.1%3x points
- 14U.S. Bank Altitude® Go Visa Signature® CardNo annual fee · counts as Gas Stations2.0%2x points
- 15Amazon Prime VisaNo annual fee · counts as Gas Stations2.0%2% back
- 16Wells Fargo Active Cash® CardNo annual fee · Base rate on everything2.0%2% back
- 17U.S. Bank Cash+® Visa Signature® CardNo annual fee · counts as Gas Stations · if you pick it as your bonus category · 2% on your chosen everyday category (grocery stores, restaurants, or gas & EV charging)2.0%2% back
- 18Chase Sapphire Reserve®$795/yr · Base rate on everything2.0%1x points
- 19World of Hyatt Credit Card$95/yr · Base rate on everything1.7%1x points
- 20Bank of America® Travel Rewards Credit CardNo annual fee · Base rate on everything1.5%1.5x points
- 21Bank of America® Premium Rewards® Elite Credit Card$550/yr · Base rate on everything1.5%1.5x points
- 22Bank of America® Premium Rewards® Credit Card$95/yr · Base rate on everything1.5%1.5x points
- 23Chase Freedom Unlimited®No annual fee · Base rate on everything1.5%1.5x points
- 24Chase Freedom Rise® Credit CardNo annual fee · Base rate on everything1.5%1.5x points
- 25Bank of America® Unlimited Cash Rewards Credit CardNo annual fee · Base rate on everything1.5%1.5% back
- 26Marriott Bonvoy Bountiful™ Card$250/yr · Base rate on everything1.4%2x points
- 27United℠ Explorer Card$150/yr · Base rate on everything1.4%1x points
- 28United Club℠ Card$695/yr · Base rate on everything1.4%1x points
- 29United Quest℠ Card$350/yr · Base rate on everything1.4%1x points
- 30Southwest Rapid Rewards® Plus Credit Card$97/yr · Base rate on everything1.3%1x points
- 31Southwest Rapid Rewards® Premier Credit Card$99/yr · Base rate on everything1.3%1x points
- 32Navy Federal Flagship Premier Visa Signature$95/yr · Base rate on everything1.0%1x points
- 33Wells Fargo Autograph Journey℠ Card$95/yr · Base rate on everything1.0%1x points
- 34Robinhood Platinum Card$695/yr · Base rate on everything1.0%1% back
- 35Marriott Bonvoy Bold® Credit CardNo annual fee · Base rate on everything0.7%1x points
- 36Wells Fargo Reflect® CardNo annual fee · No rewards — this card is built for its 0% intro APR0.0%No rewards
- 37Citi Strata Premier℠ Card$95/yr · Not accepted at Costco Gas5.7%3x points
- 38Cashback Rewards Plus American Express® CardNo annual fee · Not accepted at Costco Gas5.0%5% back
- 39Bilt Palladium Card$495/yr · Not accepted at Costco Gas4.0%2x points
- 40Citi® / AAdvantage® Platinum Select® World Elite Mastercard®$99/yr · Not accepted at Costco Gas3.1%2x points
- 41Blue Cash Everyday® Card from American ExpressNo annual fee · Not accepted at Costco Gas3.0%3% back
- 42AT&T Points Plus® Card from CitiNo annual fee · Not accepted at Costco Gas3.0%3x points
- 43Hilton Honors American Express Surpass® Card$150/yr · Not accepted at Costco Gas3.0%6x points
- 44Navy Federal More Rewards American Express® CardNo annual fee · Not accepted at Costco Gas3.0%3x points
- 45American Express® Blue Cash Preferred® Card$95/yr · Not accepted at Costco Gas3.0%3% back
- 46Citi Strata℠ CardNo annual fee · Not accepted at Costco Gas3.0%3x points
- 47Citi Strata Elite℠ Card$595/yr · Not accepted at Costco Gas2.8%1.5x points
- 48Hilton Honors American Express CardNo annual fee · Not accepted at Costco Gas2.5%5x points
- 49IHG One Rewards Premier Credit Card$150/yr · Not accepted at Costco Gas2.5%5x points
- 50Capital One VentureOne Rewards Credit CardNo annual fee · Not accepted at Costco Gas2.3%1.25x points
- 51SoFi Unlimited 2% Credit CardNo annual fee · Not accepted at Costco Gas2.0%2% back
- 52Apple CardNo annual fee · Not accepted at Costco Gas2.0%2% back
- 53Citi Double Cash® CardNo annual fee · Not accepted at Costco Gas2.0%2% back
- 54Bread Cashback® American Express® Credit CardNo annual fee · Not accepted at Costco Gas2.0%2% back
- 55Discover it® Chrome Gas & Restaurants Credit CardNo annual fee · Not accepted at Costco Gas2.0%2% back
- 56Discover it® Student ChromeNo annual fee · Not accepted at Costco Gas2.0%2% back
- 57American Express® Green Card$150/yr · Not accepted at Costco Gas2.0%1x points
- 58American Express® Gold Card$325/yr · Not accepted at Costco Gas2.0%1x points
- 59The Platinum Card® from American Express$895/yr · Not accepted at Costco Gas2.0%1x points
- 60Bilt Blue CardNo annual fee · Not accepted at Costco Gas2.0%1x points
- 61Bilt Obsidian Card$95/yr · Not accepted at Costco Gas2.0%1x points
- 62Citi® / AAdvantage® Executive World Elite Mastercard®$595/yr · Not accepted at Costco Gas1.6%1x points
- 63Citi® / AAdvantage® Globe™ Mastercard®$350/yr · Not accepted at Costco Gas1.6%1x points
- 64Capital One Quicksilver Cash Rewards Credit CardNo annual fee · Not accepted at Costco Gas1.5%1.5% back
- 65IHG One Rewards Credit CardNo annual fee · Not accepted at Costco Gas1.5%3x points
- 66Discover it® MilesNo annual fee · Not accepted at Costco Gas1.5%1.5x points
- 67Hilton Honors American Express Aspire Card$550/yr · Not accepted at Costco Gas1.5%3x points
- 68IHG One Rewards Premier Select Credit Card$350/yr · Not accepted at Costco Gas1.5%3x points
- 69QuicksilverOne Rewards$39/yr · Not accepted at Costco Gas1.5%1.5% back
- 70OnePay CashRewards CardNo annual fee · Not accepted at Costco Gas1.5%1.5% back
- 71Capital One Quicksilver Secured Cash Rewards Credit CardNo annual fee · Not accepted at Costco Gas1.5%1.5% back
- 72Marriott Bonvoy Bevy™ American Express® Card$250/yr · Not accepted at Costco Gas1.4%2x points
- 73Marriott Bonvoy Brilliant® American Express® Card$650/yr · Not accepted at Costco Gas1.4%2x points
- 74JetBlue Plus Card$99/yr · Not accepted at Costco Gas1.3%1x points
- 75Delta SkyMiles® Blue American Express CardNo annual fee · Not accepted at Costco Gas1.1%1x points
- 76Delta SkyMiles® Gold American Express Card$150/yr · Not accepted at Costco Gas1.1%1x points
- 77Delta SkyMiles® Reserve American Express Card$650/yr · Not accepted at Costco Gas1.1%1x points
- 78Delta SkyMiles® Platinum American Express Card$350/yr · Not accepted at Costco Gas1.1%1x points
- 79Chase Freedom Flex®No annual fee · Not accepted at Costco Gas1.0%1x points
- 80Capital One SavorOne Cash Rewards Credit Card$39/yr · Not accepted at Costco Gas1.0%1% back
- 81Discover it® Cash BackNo annual fee · Not accepted at Costco Gas1.0%1% back
- 82Barclays View™ Mastercard®No annual fee · Not accepted at Costco Gas1.0%1% back
- 83Capital One Savor Cash Rewards Credit CardNo annual fee · Not accepted at Costco Gas1.0%1% back
- 84Discover it® Secured Cash BackNo annual fee · Not accepted at Costco Gas1.0%1% back
- 85Discover it® Student Cash BackNo annual fee · Not accepted at Costco Gas1.0%1% back
- 86Capital One Savor Student Cash Rewards Credit CardNo annual fee · Not accepted at Costco Gas1.0%1% back
- 87Citi Simplicity® CardNo annual fee · Not accepted at Costco Gas0.0%No rewards
Rates are effective value per dollar (points × what a point is worth to you). Rankings reflect PayWithThis’s own methodology; we’re independent and not paid by issuers. Verify current terms with the issuer.
Common questions
What's the best credit card to use at Costco Gas?
The Wyndham Rewards Earner® Plus Card earns the most at Costco Gas: about 6.6% back. The best card with no annual fee is the Costco Anywhere Visa® Card by Citi at 5.0%.
What do purchases at Costco Gas count as for credit card rewards?
Costco gas codes as a gas station for most cards; the Costco Anywhere Visa earns 5% here. Pumps take only Visa credit cards.
What credit cards does Costco Gas accept?
Costco Gas accepts only Visa credit cards. Costco warehouses and gas stations accept only Visa credit cards (debit cards from any network work). Costco.com also accepts Mastercard.
Which of my cards should I use at Costco Gas?
Add the cards you carry on PayWithThis — it takes about 30 seconds, with no account or bank login — and every page, including this one, will show which of your own cards earns the most at Costco Gas.
One email when rotating categories change — which cards pay 5% where, and when to activate.

