Best credit card for Mr. Cooper

The Bilt Blue Card earns the most at Mr. Cooper: about 2.0% back.

Best overall
Bilt Blue Card
No annual fee
2.0%
1x points

counts as Mortgage · 0.5X–1.25X depending on how much you spend on everyday purchases vs. your housing payment (1X at 75%), or up to 1X by redeeming Bilt Cash. No fee to pay rent or mortgage through Bilt.

Best with no annual fee
Bilt Blue Card
No annual fee
2.0%
1x points

counts as Mortgage · 0.5X–1.25X depending on how much you spend on everyday purchases vs. your housing payment (1X at 75%), or up to 1X by redeeming Bilt Cash. No fee to pay rent or mortgage through Bilt.

Best of your cards Add your cards to see yoursTakes 30 seconds. No account, no bank login.

Every card ranked at Mr. Cooper

Value points as
  1. 1
    Bilt Blue Card
    No annual fee · counts as Mortgage · 0.5X–1.25X depending on how much you spend on everyday purchases vs. your housing payment (1X at 75%), or up to 1X by redeeming Bilt Cash. No fee to pay rent or mortgage through Bilt.
    2.0%
    1x points
  2. 2
    Bilt Obsidian Card
    $95/yr · counts as Mortgage · 0.5X–1.25X depending on how much you spend on everyday purchases vs. your housing payment (1X at 75%), or up to 1X by redeeming Bilt Cash. No fee to pay rent or mortgage through Bilt.
    2.0%
    1x points
  3. 3
    Bilt Palladium Card
    $495/yr · counts as Mortgage · 0.5X–1.25X depending on how much you spend on everyday purchases vs. your housing payment (1X at 75%), or up to 1X by redeeming Bilt Cash. No fee to pay rent or mortgage through Bilt.
    2.0%
    1x points
  4. 4
    Capital One Quicksilver Cash Rewards Credit Card
    No annual fee · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  5. 5
    American Express® Green Card
    $150/yr · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  6. 6
    Chase Sapphire Reserve®
    $795/yr · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  7. 7
    Chase Freedom Flex®
    No annual fee · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  8. 8
    Marriott Bonvoy Bountiful™ Card
    $250/yr · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  9. 9
    Blue Cash Everyday® Card from American Express
    No annual fee · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  10. 10
    Capital One SavorOne Cash Rewards Credit Card
    $39/yr · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
Show all 87 cards
  1. 11
    Capital One Venture Rewards Credit Card
    $95/yr · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  2. 12
    U.S. Bank Altitude® Go Visa Signature® Card
    No annual fee · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  3. 13
    Discover it® Cash Back
    No annual fee · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  4. 14
    SoFi Unlimited 2% Credit Card
    No annual fee · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  5. 15
    American Express® Gold Card
    $325/yr · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  6. 16
    Southwest Rapid Rewards® Plus Credit Card
    $97/yr · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  7. 17
    United℠ Explorer Card
    $150/yr · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  8. 18
    AT&T Points Plus® Card from Citi
    No annual fee · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  9. 19
    Hilton Honors American Express Surpass® Card
    $150/yr · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  10. 20
    United Club℠ Card
    $695/yr · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  11. 21
    Hilton Honors American Express Card
    No annual fee · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  12. 22
    Bank of America® Travel Rewards Credit Card
    No annual fee · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  13. 23
    Marriott Bonvoy Bevy™ American Express® Card
    $250/yr · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  14. 24
    United Quest℠ Card
    $350/yr · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  15. 25
    Wyndham Rewards Earner® Plus Card
    $75/yr · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  16. 26
    Marriott Bonvoy Bold® Credit Card
    No annual fee · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  17. 27
    Citi Strata Premier℠ Card
    $95/yr · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  18. 28
    Bank of America® Premium Rewards® Elite Credit Card
    $550/yr · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  19. 29
    Bank of America® Premium Rewards® Credit Card
    $95/yr · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  20. 30
    Amazon Prime Visa
    No annual fee · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  21. 31
    Costco Anywhere Visa® Card by Citi
    No annual fee · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  22. 32
    Navy Federal More Rewards American Express® Card
    No annual fee · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  23. 33
    Delta SkyMiles® Blue American Express Card
    No annual fee · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  24. 34
    Delta SkyMiles® Gold American Express Card
    $150/yr · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  25. 35
    PenFed Platinum Rewards Visa Signature® Card
    No annual fee · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  26. 36
    IHG One Rewards Credit Card
    No annual fee · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  27. 37
    Apple Card
    No annual fee · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  28. 38
    JetBlue Plus Card
    $99/yr · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  29. 39
    Delta SkyMiles® Reserve American Express Card
    $650/yr · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  30. 40
    Citi® / AAdvantage® Executive World Elite Mastercard®
    $595/yr · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  31. 41
    Cashback Rewards Plus American Express® Card
    No annual fee · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  32. 42
    American Express® Blue Cash Preferred® Card
    $95/yr · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  33. 43
    Wells Fargo Autograph℠ Card
    No annual fee · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  34. 44
    Atmos™ Rewards Ascent Visa Signature®
    $95/yr · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  35. 45
    Citi Strata Elite℠ Card
    $595/yr · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  36. 46
    Discover it® Miles
    No annual fee · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  37. 47
    Citi Double Cash® Card
    No annual fee · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  38. 48
    Wells Fargo Active Cash® Card
    No annual fee · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  39. 49
    Bank of America® Customized Cash Rewards Credit Card
    No annual fee · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  40. 50
    Capital One VentureOne Rewards Credit Card
    No annual fee · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  41. 51
    Barclays View™ Mastercard®
    No annual fee · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  42. 52
    Marriott Bonvoy Brilliant® American Express® Card
    $650/yr · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  43. 53
    Citi Strata℠ Card
    No annual fee · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  44. 54
    Southwest Rapid Rewards® Premier Credit Card
    $99/yr · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  45. 55
    Chase Sapphire Preferred® Card
    $95/yr · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  46. 56
    World of Hyatt Credit Card
    $95/yr · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  47. 57
    Delta SkyMiles® Platinum American Express Card
    $350/yr · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  48. 58
    The Platinum Card® from American Express
    $895/yr · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  49. 59
    Marriott Bonvoy Boundless® Credit Card
    $95/yr · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  50. 60
    Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
    $99/yr · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  51. 61
    Citi® / AAdvantage® Globe™ Mastercard®
    $350/yr · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  52. 62
    Hilton Honors American Express Aspire Card
    $550/yr · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  53. 63
    Bread Cashback® American Express® Credit Card
    No annual fee · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  54. 64
    Chase Freedom Unlimited®
    No annual fee · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  55. 65
    IHG One Rewards Premier Select Credit Card
    $350/yr · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  56. 66
    QuicksilverOne Rewards
    $39/yr · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  57. 67
    Chase Freedom Rise® Credit Card
    No annual fee · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  58. 68
    United Gateway Card
    No annual fee · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  59. 69
    Southwest Rapid Rewards® Priority Card
    $229/yr · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  60. 70
    IHG One Rewards Premier Credit Card
    $150/yr · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  61. 71
    Capital One Savor Cash Rewards Credit Card
    No annual fee · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  62. 72
    Navy Federal Flagship Premier Visa Signature
    $95/yr · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  63. 73
    Capital One Venture X Rewards Credit Card
    $395/yr · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  64. 74
    Bank of America® Unlimited Cash Rewards Credit Card
    No annual fee · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  65. 75
    Wells Fargo Autograph Journey℠ Card
    $95/yr · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  66. 76
    U.S. Bank Cash+® Visa Signature® Card
    No annual fee · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  67. 77
    OnePay CashRewards Card
    No annual fee · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  68. 78
    Discover it® Chrome Gas & Restaurants Credit Card
    No annual fee · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  69. 79
    Robinhood Gold Card
    $50/yr · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  70. 80
    Robinhood Platinum Card
    $695/yr · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  71. 81
    Wells Fargo Reflect® Card
    No annual fee · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  72. 82
    Citi Simplicity® Card
    No annual fee · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  73. 83
    Discover it® Secured Cash Back
    No annual fee · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  74. 84
    Discover it® Student Cash Back
    No annual fee · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  75. 85
    Discover it® Student Chrome
    No annual fee · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  76. 86
    Capital One Quicksilver Secured Cash Rewards Credit Card
    No annual fee · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards
  77. 87
    Capital One Savor Student Cash Rewards Credit Card
    No annual fee · counts as Mortgage · Paying this by card usually means a ~3% fee, which wipes out the rewards
    0.0%
    No rewards

Rates are effective value per dollar (points × what a point is worth to you). Rankings reflect PayWithThis’s own methodology; we’re independent and not paid by issuers. Verify current terms with the issuer.

Common questions

What's the best credit card to use at Mr. Cooper?

The Bilt Blue Card earns the most at Mr. Cooper: about 2.0% back.

What do purchases at Mr. Cooper count as for credit card rewards?

Purchases at Mr. Cooper usually code as Mortgage. Mortgage payments.

Which of my cards should I use at Mr. Cooper?

Add the cards you carry on PayWithThis — it takes about 30 seconds, with no account or bank login — and every page, including this one, will show which of your own cards earns the most at Mr. Cooper.

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