Best credit card for Shell
The Wyndham Rewards Earner® Plus Card earns the most at Shell: about 6.6% back.
counts as Gas Stations
Every card ranked at Shell
- 1Wyndham Rewards Earner® Plus Card$75/yr · counts as Gas Stations6.6%6x points
- 2Chase Sapphire Preferred® Card$95/yr · counts as Gas Stations6.0%3x points
- 3Citi Strata Premier℠ Card$95/yr · counts as Gas Stations5.7%3x points
- 4Cashback Rewards Plus American Express® CardNo annual fee · counts as Gas Stations5.0%5% back
- 5PenFed Platinum Rewards Visa Signature® CardNo annual fee · counts as Gas Stations4.3%5x points
- 6Costco Anywhere Visa® Card by CitiNo annual fee · counts as Gas Stations · 4% on eligible gas & EV charging for the first $7,000 per year combined (5% on gas at Costco), then 1%4.0%4% back
- 7Bilt Palladium Card$495/yr · Base rate on everything4.0%2x points
- 8Capital One Venture Rewards Credit Card$95/yr · Base rate on everything3.7%2x points
- 9Capital One Venture X Rewards Credit Card$395/yr · Base rate on everything3.7%2x points
- 10Citi® / AAdvantage® Platinum Select® World Elite Mastercard®$99/yr · counts as Gas Stations3.1%2x points
Show all 97 cards
- 11Blue Cash Everyday® Card from American ExpressNo annual fee · counts as Gas Stations · 3% on up to $6,000 per year, then 1%3.0%3% back
- 12AT&T Points Plus® Card from CitiNo annual fee · counts as Gas Stations3.0%3x points
- 13Hilton Honors American Express Surpass® Card$150/yr · counts as Gas Stations3.0%6x points
- 14Navy Federal More Rewards American Express® CardNo annual fee · counts as Gas Stations3.0%3x points
- 15American Express® Blue Cash Preferred® Card$95/yr · counts as Gas Stations3.0%3% back
- 16Wells Fargo Autograph℠ CardNo annual fee · counts as Gas Stations3.0%3x points
- 17Bank of America® Customized Cash Rewards Credit CardNo annual fee · counts as Gas Stations · if you pick it as your bonus category · 3% in the category you choose (change monthly); $2,500 combined quarterly cap with the 2% categories3.0%3% back
- 18Citi Strata℠ CardNo annual fee · counts as Gas Stations3.0%3x points
- 19Robinhood Gold Card$50/yr · Base rate on everything3.0%3% back
- 20Disney® Inspire Visa® Card$149/yr · counts as Gas Stations3.0%3x points
- 21The One Key® CardNo annual fee · counts as Gas Stations3.0%3x points
- 22Choice Privileges® Select Mastercard®$95/yr · counts as Gas Stations3.0%5x points
- 23Atmos™ Rewards Ascent Visa Signature®$95/yr · counts as Gas Stations2.9%2x points
- 24Citi Strata Elite℠ Card$595/yr · Base rate on everything2.8%1.5x points
- 25United Gateway CardNo annual fee · counts as Gas Stations2.7%2x points
- 26Hilton Honors American Express CardNo annual fee · counts as Gas Stations2.5%5x points
- 27Southwest Rapid Rewards® Priority Card$229/yr · counts as Gas Stations2.5%2x points
- 28IHG One Rewards Premier Credit Card$150/yr · counts as Gas Stations2.5%5x points
- 29Capital One VentureOne Rewards Credit CardNo annual fee · Base rate on everything2.3%1.25x points
- 30Marriott Bonvoy Boundless® Credit Card$95/yr · counts as Gas Stations · 3x on the first $6,000 combined per year at grocery stores, gas stations and dining2.1%3x points
- 31U.S. Bank Altitude® Go Visa Signature® CardNo annual fee · counts as Gas Stations2.0%2x points
- 32SoFi Unlimited 2% Credit CardNo annual fee · Base rate on everything2.0%2% back
- 33Amazon Prime VisaNo annual fee · counts as Gas Stations2.0%2% back
- 34Apple CardNo annual fee · Base rate on everything2.0%2% back
- 35Citi Double Cash® CardNo annual fee · Base rate on everything2.0%2% back
- 36Wells Fargo Active Cash® CardNo annual fee · Base rate on everything2.0%2% back
- 37Bread Cashback® American Express® Credit CardNo annual fee · Base rate on everything2.0%2% back
- 38U.S. Bank Cash+® Visa Signature® CardNo annual fee · counts as Gas Stations · if you pick it as your bonus category · 2% on your chosen everyday category (grocery stores, restaurants, or gas & EV charging)2.0%2% back
- 39Discover it® Chrome Gas & Restaurants Credit CardNo annual fee · counts as Gas Stations · 2% at gas stations and restaurants on up to $1,000 combined each quarter, then 1%2.0%2% back
- 40Discover it® Student ChromeNo annual fee · counts as Gas Stations · 2% at gas stations and restaurants on up to $1,000 combined each quarter, then 1%2.0%2% back
- 41Disney® Premier Visa® Card$49/yr · counts as Gas Stations2.0%2x points
- 42T-Mobile Visa®No annual fee · Base rate on everything2.0%2x points
- 43American Express® Gold Card$325/yr · Base rate on everything2.0%1x points
- 44Chase Sapphire Reserve®$795/yr · Base rate on everything2.0%1x points
- 45American Express® Green Card$150/yr · Base rate on everything2.0%1x points
- 46Bilt Blue CardNo annual fee · Base rate on everything2.0%1x points
- 47Bilt Obsidian Card$95/yr · Base rate on everything2.0%1x points
- 48The Platinum Card® from American Express$895/yr · Base rate on everything2.0%1x points
- 49World of Hyatt Credit Card$95/yr · Base rate on everything1.7%1x points
- 50Citi® / AAdvantage® Globe™ Mastercard®$350/yr · Base rate on everything1.6%1x points
- 51Citi® / AAdvantage® Executive World Elite Mastercard®$595/yr · Base rate on everything1.6%1x points
- 52Citi® / AAdvantage® MileUp® CardNo annual fee · Base rate on everything1.6%1x points
- 53Capital One Quicksilver Cash Rewards Credit CardNo annual fee · Base rate on everything1.5%1.5% back
- 54Bank of America® Premium Rewards® Elite Credit Card$550/yr · Base rate on everything1.5%1.5x points
- 55Bank of America® Travel Rewards Credit CardNo annual fee · Base rate on everything1.5%1.5x points
- 56Bank of America® Premium Rewards® Credit Card$95/yr · Base rate on everything1.5%1.5x points
- 57Discover it® MilesNo annual fee · Base rate on everything1.5%1.5x points
- 58Hilton Honors American Express Aspire Card$550/yr · Base rate on everything1.5%3x points
- 59QuicksilverOne Rewards$39/yr · Base rate on everything1.5%1.5% back
- 60Chase Freedom Rise® Credit CardNo annual fee · Base rate on everything1.5%1.5x points
- 61IHG One Rewards Premier Select Credit Card$350/yr · Base rate on everything1.5%3x points
- 62Chase Freedom Unlimited®No annual fee · Base rate on everything1.5%1.5x points
- 63Bank of America® Unlimited Cash Rewards Credit CardNo annual fee · Base rate on everything1.5%1.5% back
- 64OnePay CashRewards CardNo annual fee · Base rate on everything1.5%1.5% back
- 65Capital One Quicksilver Secured Cash Rewards Credit CardNo annual fee · Base rate on everything1.5%1.5% back
- 66IHG One Rewards Credit CardNo annual fee · counts as Gas Stations1.5%3x points
- 67REI Co-op® Mastercard®No annual fee · Base rate on everything1.5%1.5x points
- 68Bread Rewards® American Express® Credit CardNo annual fee · counts as Gas Stations1.5%3x points
- 69Marriott Bonvoy Bountiful™ Card$250/yr · Base rate on everything1.4%2x points
- 70Marriott Bonvoy Bevy™ American Express® Card$250/yr · Base rate on everything1.4%2x points
- 71Marriott Bonvoy Brilliant® American Express® Card$650/yr · Base rate on everything1.4%2x points
- 72United℠ Explorer Card$150/yr · Base rate on everything1.4%1x points
- 73United Club℠ Card$695/yr · Base rate on everything1.4%1x points
- 74United Quest℠ Card$350/yr · Base rate on everything1.4%1x points
- 75JetBlue Plus Card$99/yr · Base rate on everything1.3%1x points
- 76Southwest Rapid Rewards® Plus Credit Card$97/yr · Base rate on everything1.3%1x points
- 77Southwest Rapid Rewards® Premier Credit Card$99/yr · Base rate on everything1.3%1x points
- 78Delta SkyMiles® Blue American Express CardNo annual fee · Base rate on everything1.1%1x points
- 79Delta SkyMiles® Gold American Express Card$150/yr · Base rate on everything1.1%1x points
- 80Delta SkyMiles® Reserve American Express Card$650/yr · Base rate on everything1.1%1x points
- 81Delta SkyMiles® Platinum American Express Card$350/yr · Base rate on everything1.1%1x points
- 82Chase Freedom Flex®No annual fee · Base rate on everything1.0%1x points
- 83Capital One SavorOne Cash Rewards Credit Card$39/yr · Base rate on everything1.0%1% back
- 84Discover it® Cash BackNo annual fee · Base rate on everything1.0%1% back
- 85Barclays View™ Mastercard®No annual fee · Base rate on everything1.0%1% back
- 86Navy Federal Flagship Premier Visa Signature$95/yr · Base rate on everything1.0%1x points
- 87Capital One Savor Cash Rewards Credit CardNo annual fee · Base rate on everything1.0%1% back
- 88Wells Fargo Autograph Journey℠ Card$95/yr · Base rate on everything1.0%1x points
- 89Robinhood Platinum Card$695/yr · Base rate on everything1.0%1% back
- 90Discover it® Secured Cash BackNo annual fee · Base rate on everything1.0%1% back
- 91Discover it® Student Cash BackNo annual fee · Base rate on everything1.0%1% back
- 92Capital One Savor Student Cash Rewards Credit CardNo annual fee · Base rate on everything1.0%1% back
- 93L.L.Bean® Mastercard®No annual fee · Base rate on everything1.0%1x points
- 94Disney® Visa® CardNo annual fee · Base rate on everything1.0%1x points
- 95Marriott Bonvoy Bold® Credit CardNo annual fee · Base rate on everything0.7%1x points
- 96Wells Fargo Reflect® CardNo annual fee · No rewards — this card is built for its 0% intro APR0.0%No rewards
- 97Citi Simplicity® CardNo annual fee · No rewards — this card is built for its 0% intro APR0.0%No rewards
Rates are effective value per dollar (points × what a point is worth to you). Rankings reflect PayWithThis’s own methodology; we’re independent and not paid by issuers. Verify current terms with the issuer.
Common questions
What's the best credit card to use at Shell?
The Wyndham Rewards Earner® Plus Card earns the most at Shell: about 6.6% back. The best card with no annual fee is the Cashback Rewards Plus American Express® Card at 5.0%.
What do purchases at Shell count as for credit card rewards?
Purchases at Shell usually code as Gas Stations. Gas stations, including most warehouse-club and grocery-store fuel centers.
Which of my cards should I use at Shell?
Add the cards you carry on PayWithThis — it takes about 30 seconds, with no account or bank login — and every page, including this one, will show which of your own cards earns the most at Shell.
One email when rotating categories change — which cards pay 5% where, and when to activate.

